1.80% APY best CD rates with with UniBank; local money in the bank for consumers in RI, CT, and MA
UniBank is pushing for their promotional certificates of deposit so consumers can take advantage of the highest interest rates. These top cd rates can be enjoyed by opening an account with a minimum deposit of $500. The current interest rates for the special bank deals are the following:
20 month IRA 1.50% APY
8 month IRA 1.00% APY
1 year UniStep certificate 1.00% APY
2 year UniStep certificate 1.50% APY
4 year CD 1.80% APY
Take note that this is a local deal since the online application form clearly states that the bank welcomes applications from residents of Rhode Island, Connecticut, and Massachusetts.
The UniStep CD is the brand of the bank for their bump up or step up CD which has the option to get a higher rate once during the life of the ceritificate of deposit. If you take CDs with a term of at least 12 months, the earnings of the account can be sent to you via mail or be deposited to your other UniBank account.
Unibank has branches in Worcester, Whitinsville, Uxbridge, Upton, Milford, Douglas, Blackstone, and Sutton in Massachusetts. You can call their customer service line through toll free number 1800-578-4270.
UFS Bankcorp, a holding company established in 1998, is the parent company of UniBank. The bank is FDIC preotected.
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