American Plus Bank offers their highest certificate of deposit which has a competitive short term and long term CDs. This money in the bank has the following certificate of deposit rates:

90 to 119 days        0.70% APY
120 to 149 days      0.80% APY
150 to 179 days      0.90% APY
180 to 364 days      1.00% APY
12 to 23 months     1.26% APY
24 to 59 months     1.46% APY
60 months              1.90% APY

You are required to have an initial deposit of $1,000 to open this best CD account. Please also remember that once the account is opened the interest rate may change, so make sure to check with the bank for the latest certificate of deposit rate. You can also manage you account by enrolling through online banking. In case you decide to take out some money out of your certificate of deposit account before the maturity date, you will have to shoulder an early withdrawal fee.

Consumers who want to enjoy these top CD rates may visit one of the bank’s office to open an account. You may also call customer service if you have further questions with regards to account spacifics, current interest rates or even requirements that you will be needing to open an account thru 626-821-9188 or 626-363-8900.

The bank has 2 branches located in the cities of Rowland Heights and Arcadia in the state of California.

American Plus Bank started serving its customers in 2007. They have already grown to have over $156 million in declared assets. The bank is also a member of the Federal Deposit Insurance Corporation with certificate number 58469.