2.02% APY for 15 month Certificate of Deposit special, money in the bank deal with Lumbee Guaranty Bank
Lumbee Guaranty Bank based in North Carolina offers very attractive cd interest rates of 2.02% APY for a 15-month CD which requires a checking account and gives 1.77% APY for without checking requirements. The 9-month certificate of deposit promo earns 1.66% APY with a checking account and 1.41% APY without. They also offer a 48 month CD with top cd rates of $5,000 that also requires a checking account.
The requirement for a checking account to enjoy the highest cd rates is not too bad at all if the reward checking account can be used. They currently offer 4.50% APY for balances through $25K given you meet the monthly requirements.
You need to go to one of their branches in North Carolina to open an account. They operate in Fayetteville and other cities like Saint Pauls, Lumberton, Fairmont, and Pembroke.
Lumbee Guaranty Bank has some excellent financial ratings for soundness and safety. Bankrate.com issued 4 stars while BauerFinancial stamped their report with the highest grade of 5 stars.
The bank is insured with the FDIC with certificate number 20568. They have been a member since 1971.
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