2.25% APY Top CD rates for 30-month certificate of deposit with Atlanta Postal Credit Union
Atlanta Postal Credit Union continues to push for their short term top cd rates. Some of the most attractive cd rates are given to the 6-month CD at 1.75% APY and the 12-month CD at 2.00% APY. We list down the current certificate of deposit rates offered by this credit union:
60 months 3.25% APY
48 months 3.00% APY
36 months 2.75% APY
30 months 2.50% APY
24 months 2.25% APY
12 months 2.00% APY
6 months 1.75% APY
91 days 1.50% APY
You can open these certificate of deposit deals with a minimum funding of $500. These CDs are also available as an IRA certificates for terms of at least 12 months and longer. IRAs require a minimum deposit of $2,000. The interest rates above are still posted on the website as of April 25 but they can be changed any time so it will be wise to check for the latest APYs.
New interest rates of the certificates are often in effect on Thursdays though they can be changed any time while the IRA figures can be altered any time.
Looking at the trend of the interest rates for these certificates of deposit, the short term deals dropped a notch by 25 through 50 basis points. Those with longer terms were pretty steady in the past few months.
Membership for the Atlanta Postal Credit Union is open for the residents of Bibb County that is in Georgia. There are also select employee groups which can help you get in. Aside from active and retired Postal Service personnel, there are other employee groups which can help individuals sign up. Federal employees who are retired or active and reside and work in most 312 and 310 zip codes of Georgia are qualified to join. The credit union requires a deposit of at least $25 into a share savings account.
The Atlanta Postal Credit Union was established in 1925. It is a big organization with about $2.06 billion in assets and about $1.63 billion in deposits.
The financial ratings of the credit union are pretty strong. Bankrate.com issued 4 stars for its very good performance while BauerFinancial stamped their report with 5 stars for soundness and safety. These were based on their September and December 2009 collected data, respectively.
Atlanta Postal Credit Union is covered by the NCUA with charter number 67389.
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