Xceed Financial Credit Union provides their top CD rate which has a very competitive short term and long term certificate of deposit. The credit union has the following current interest rates:

6 month 0.60% APY
12 month 0.80% APY
15 month 0.85% APY
18 month 1.00% APY
24 month 1.20% APY
36 month 1.50% APY
48 month 1.70% APY
60 month 2.50% APY

You can enjoy this top CD rate when you deposit a minimum of $500 to open an account. In case you decide to make a withdrawal on your account before the maturity date, you will be charge of an early withdarwal fee. The credit union allows you to transfer your dividend to your personal savings or checking account. Please be reminded that the current interest rate listed above is subject to change anytime without prior notice.

Membership with Xceed Financial Credit Union is open to individual who works, lives, attend school, or worship in the city and states of Carrollton, Farmers, Irving, Dallas and Lewisville in the state of Texas; Greater Rochester, New York; San Jose, California; and finally St. Petersburg, Florida. Relatives of existing members are also eligible to join the credit union. You may also check the credit unions website for the list of select employee group and list of membership fees. You can also call customer service if you still have questions with regards to membership eligibility and current CD rates thru 800-932-8222.

Xceed Financial Credit Union has branches located in the states of Texas, New York, New Jersey, Illinois, Connecticut and California.

The credit union has been providing its services since 1970. Currently, they have over $718 million in declared assets. The credit union is als a member of the National Credit Union Association with certificate number 20068.