2.53% APY best cd rates with SRP Federal Credit Union
SRP Federal Credit Union offers their best cd rates for their 5-year certificate of deposit and IRA certificate now at 2.53% APY. The minimum opening to enjoy the highest cd rates is $500. They also offer attractive interest rates for the following CDs:
48 months 1.97% APY
36 months 1.66% APY
24 months 1.16% APY
18 months 1.06% APY
According to the small prints, the certificates of deposit have fixed interest rates for the term of the deposit. There is also a penalty for early withdrawals. The dividends for both the share and IRA certificates are credited on a monthly basis for those with terms of at least 18 months.
The SRP FCU welcomes individuals who work, live, study,volunteer or attend church in certain South Carolina counties (Allendale, Edgefield, Barnwell, and Aiken) and in some Georgia counties (McDuffie, Columbia, and Richmond. Checkout their membership page to know the specific details of how you can sign-up. The credit union requires at least $25 of deposit into a share savings account.
SRP operates offices in some cities of Georgia and South Carolina including some in Aiken, Augusta, and North Augusta. You can contact the credit union through their toll free number 1800-237-9829 if you have questions with regard to membership, products, and their other services.
The credit union is listed with the NCUA through charter number 24410.
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