Eagle One Federal Credit Union is pushing for the best interest rates with their short-term and long-term certificate of deposit. The credit union has the following current CD rates:

• 3 months        0.652% APY
• 6 months        0.753% APY
• 12 months      1.004% APY
• 18 months      1.257% APY
• 24 months      1.764% APY
• 36 months      2.018% APY
• 48 months      2.273% APY
• 60 months      2.785% APY

These top CD rates can be earned when you deposit a minimum of $500 to open an account. According to the credit union’s website the dividends earned on your certificate of deposit will be paid at the maturity what ever your CD term may be. The dividends will be credited to your savings account or checking account. You may also request the credit union to have your dividends mailed to you as check.

Like other banks and credit unions, you will be charged a penalty when you make a withdrawal before the maturity date. The amount of penalty will depend on the term of your certificate of deposit. Automatic renewal on your CD account also applies, but you do not have to worry since you will be given a grace period to decide if you still want to renew your account or withdraw your money without being charged of a penalty. Take note that the interest rate of this certificate of deposit account may change anytime depending on the credit union’s discretion.

Membership with Eagle One Federal Credit Union is open to anyone who reside, work, worship, or attend school in Philadelphia areas with zip codes of 19134, 19125, and 19703. Relatives and house hold members are also eligible to join. If you still have questions with regard to their membership, you may call their members service line first before applying. You may call them at 215-425-9290.

Consumers who want to apply for membership and take advantage of the best certificate of deposit rates may visit the credit union’s office. Eagle One Federal Credit Union has several branches located in the state of Pennsylvania and Delaware. Make sure to bring valid identification like driver’s license, passport, or other state issued ID since the credit union will request for a copy.

Eagle One Federal Credit Union is a non profit financial cooperative which was established in 1935. Currently, they have grown to have over 7,725 members with $43.9 million in declared assets. The credit union is registered under the National Credit Union Association and has a charter number 464.