Quaint Oak Bank provides their best certificate of deposit rates which has a competitve short term and long term CDs. This money in the bank deal has the following current interest rates:

6 month       0.85% APY
12 month     1.15% APY
18 month     1.30% APY
24 month     1.45% APY
36 month     2.10% APY
48 month     2.40% APY
60 month     2.85% APY

You are required to deposit a minimum of $500 to open an account. You also need to maintain a daily balance of $500 in order to earn this best certificate of deposit rate. In case you decide to withdraw some money out of your account before the maturity date, there will be penalty that will be applied on your account. Take note that once you open your CD account the interest rate may change, so make sure to check for the latest CD rates with the bank.

Individuals who want to take advantage of this highest CD rates may download the copy of the application form through the bank’s website. After filling up the application, you may drop by the bank’s office to apply or you can also mail it to them. According to the bank, they also accept out of state applications. You can also call customer service if you have questions or concerns thru 215-364-4059.

The bank has 2 branches that you can visit located in the cities of Southampton and Allentown in the state of Pennsylvania.

Quaint Oak Bank has been providing its services since 1926. The bank has grown to have over $102 million in declared assets. They are also a member of the Federal Deposit Insurance Corporation with certificate number 35497.