United SA Federal Credit Union is still pushing for their certificate of deposit and IRA offerings which have attractive interest rates. The highest cd rates at the moment are the following:

60 months 2.99% APY

48 months 2.58% APY

36 months 2.12% APY

24 months 1.41% APY

18 month special 1.06% APY

These money in the bank deals require an opening deposit of at least $500. They also have a bump up option for the 2 year and 3 year CDs where the account holder can ask once during the term of the certificate of deposit to adjust the rates. The cap for this bump is 1.00%.

If you are 18 to 21 years old, you can avail of the Club 21 certificates which have 0.25% higher interest rate than the regular interest rates. Club 21 CDs require a deposit of at least $250.

The credit union accepts individuals who are living, working, attending church, studying, or doing business in Bexar County in Texas. You can also get in via family, accredited groups, or other affiliations. The credit union requires a $5 deposit into a share savings account. Visit their membership page to know more about the specifics of the field of membership. You can download an applciation online and send the accomplished forms to the credit union through mail.

If you have questions with regard to membership or the savings opportunities they offer, you can call United SA through 1800-531-8456.

United SA Federal Credit Union has several branches in San Antonio, Boerne, and Schertz in Texas.