CommunityWide Federal Credit Union is pushing for several attractive certificate of deposit deals. The top CD rates are offered for their CD specials at 2.00% APY for 19 to 22 months and 3.00% APY for a 51 to 59 months. These best cd rates can be enjoyed with an initial opening deposit of $2,000.

The short-term regular share certificates also have competitive cd rates:

1.10% APY 6 months

1.20% APY 12 months

1.40% APY 18 months

1.60% APY 24 months

The website also details the early withdrawal penalties for the certificates of deposit. Any take outs before maturity will cost the account holder 35% of the earnings computed based on the terms of the CD. Death of the account holder will exempt the CD for collection of the charges.

Earnings are credited every month each month and disbursed as per the instructions of the account holder. The yields are automatically rolled over upon maturity if you do not give specific instructions to them.

Interested individuals can open these certificate of deposit accounts by visiting one of their branches in South Bend, Plymouth, Mishawaka, Granger, Goshen, and Elkhart.

CommunityWide has its membership open to those who are retired or active employees of a select list of around sixty businesses operating in the northern portion of Indiana. Household members and family members of qualified individuals can also sign up. You can also become a member by donating to the Marine Corps League or to the Michiana Goodwill Boosters.

CommunityWide Federal Credit Union is covered by the NCUA.

You can call the credit union through 574-239-2700 if you want to find out about the latest interest rates, membership, and other services.