Bayer Heritage Federal Credit Union is pushing for their competitive certificate of deposit rates. The highest interest rates for this money in the bank deal earns 3.56% APY for a 60 month term which is very competitive looking at today’s market. You may also avail of their short term certificate of deposit which also offers attractive cd interest rates. These are the following cd rates:

3 months - 5 months         0.50% APY
6 months - 11 months       0.63% APY
12 months - 23 months     1.00% APY
24 months - 35 months     1.51% APY
36 months - 47 months     2.02% APY
48 months - 59 months     3.30% APY

Bayer Heritage Federal Credit Union requires a minimum deposit of $500 to open the account. If you decide to take out some money before the maturity of the certificate of deposit, penalties would apply. Take note that the certificate of deposit rates are subject to change without prior notice so be sure to check for the latest numbers on their website by visiting the rates page on their website or by calling their customer service line.

Bayer Haritage Federal Credit Union serves the employees of the Bayer Corporation. The credit union charter specifically indicates the following who are eligible for membership:

• employees working in Baltimore, MD; Berlin, CT; Orange County, CA; York or Berkley Counties in SC; Chambers or Harris Counties in TX; Akron or Licking County in OH; Allegehny, PA; Marshall or Wetzel Counties in WV
• Sales personnel of the above offices who receive their wages from the corporate headquarters in Pittsburgh, PA
• Employees of Bayer subsidiaries like SpecialityChem in Wisconsin and RheinChemie in New Jersey
• Employees of Bayer Corporation ( depending on geographic area of the company account)
• Spouses of members who are deceased
• Employees of the Bayer Heritage FCU
• Individuals who live, work, study, worship or do business in the counties of Wetzel or Tyler in WV and Monroe County in Ohio

You may complete their membership online application and open a Share Acoount with a deposit of $5.00. If you have questions or concerns with regard to their certificates of deposit, other products, or membership you may call them thru 1800-272-6003. You may also visit one of their offices. They have several branches located in Pennsylvania, Bushy Park, Pittsburg, South Carolina and Baytown, Texas.

Bayer Haritage Federal Credit Union was founded in 1957 and currently has $200 million plus declared assets. They are also serving approximately 24,000 members.

Bayer Haritage Federal Credit Union is insured by National Credit Union Administration under charter number 11836.