4.50% APY CD Special Pushed by San Diego County Credit Union
The San Diego Credit Union offers several certificates with very competitive gains. A 21-month program yields 4.5% APY while other programs remain attractive at 4.25% APY for a 14-month term, and 4% APY for a certificate of 7 months. These certificates are also available as an IRA.
The certificates require a minimum deposit of $10000. Accounts with at least $90K earn an additional 5 basis points. Those with $2000 to $5000 deposit earn 5 basis points lower.
The 14-month promo has a special feature which allows account holders a one-time chance bump up their rates higher when the rates of the Certificate of Deposits improve.
Their branches are spread all over Southern California. Individuals who are residing and working in San Diego, Orange Country, or Riverside are qualified for membership. A Primary Saving Account deposit of at least $50 is required.
The total assets of the union are accounted for at $4.2 billion with 195,105 members. The San Diego County Credit Union is insured by the NCUA charter # 61104.
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