Atlanta Postal Credit Union with CD rate for 6-month term at 2.25% APY
The Atlanta Postal Credit Union invites its members to take advantage of their highest cd rates that they offer as 91 day to 60 month term certificates of deposit. The most competitive deal is the 2.25% APY on a 6-month term. These can be opened with a minimum deposit of $500. The interest rates for 1 year or longer CDs can also be availed of as IRAs.
The other best cd rates they offer are the following:
2.00% APY 91-day
2.25% APY 6-month
2.50% APY 12-month
2.75% APY 24-month
2.75% APY 30-month
3.00% APY 36-month
3.25% APY 48-month
3.50% APY 60-month
These interest rates are posted on the credit unions website as of October 1. They usually review and change the current cd interest rates every Wednesday of the week but these may change any time.
They also impose penalties for early withdrawals.
Membership to the Atlanta Postal Credit Union is primarily done through qualified employee groups. Aside from active and retired workers of the U.S. Postal Service, you can find some employers listed on their membership page. Most employees of the federal government, active or retired, living in areas with zip codes 310 and 312 in Georgia are qualified to join.
Membership to the credit union asks for a $25 savings into a share savings account.
The reviews about the credit union are very good with BauerFinancial issuing 5 stars based on their June 2009 data. Bankrate.com based it on their March 2009 data and issued 3 stars. The credit union is covered by the NCUA through charter number 67389.
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