Wings Financial Credit Union has some very attractive certificate of deposit deals. The credit union also widened their scope of membership to include not only the airline personnel but all so those who work and live in the metro area of Minneapolis/St. Paul.

The highest cd rates are structured as follows:

1.95% APY 3 month
2.20% APY 6 month
2.60% APY 1 year
2.95% APY 2 year
3.05% APY 30 month (special)
3.10% APY 3 year
3.20% APY 4 year
3.45% APY 5 year

The current interest rates above are effective as of November 18. You can find them under the dividend rate column of the interest rate page for share and IRA certificates offered by the union. Notice the higher monthly APY being offered which can be accrued for certificates which have a deposit of more than $100K.

The website does not detail early withdrawal fees and other factors which may affect your earnings. You might want to ask prior to signing up. You may call them through 800-692-2274.

Individuals who want to open an account can apply online. The new membership guidelines accepting those from the 13 counties of Minneapolis/St.Paul Metro only took effect last month. The new coverage includes Wright, Washington, Sherburne, Scot, Ramsey, Isanti, Hennepin, Dakota, Chisago, Carver, and Anoka in Minnesota. It also includes St. Croix or Pierce in Wisconsin. You may check out their membership for details with regard to signing up.

The credit union also has offices in Washington, Georgia, Florida, Hawaii, Michigan, California, Tennessee, and Minnesota. Wings Financial Credit Union gets above average financial ratings. Bankrate.com issued 3 stars upon review of their performance while BauerFinancial gave 5 stars for soundness and safety.

Wings Financial has a member base of around 122,000 and a declared asset amounting to $2.2 billion. It is federally covered through the NCUA under charter number 68601.