The certificate of deposit rates with Universal 1 Credit Union

gets a boost through their cd rates promotion through the month of October. The top cd rates get an extra 1% for all of the cd terms.

The highest cd rates are very competitive and are structured as follows:

2.01% APY 6 month
2.61% APY 12 month
2.82% APY 18 month
3.12% APY 24 month
3.63% APY 36 month
4.25% APY 60 month

These cd rates can be enjoyed if you open an account with new money. The cd requires an initial funding of at least $1000. The interest rates for these certificates are credited to the account on a monthly basis. All the regular cd rates are 1% lower to the figures we have above.

You may want to ask the credit union with regard to the details of early withdrawal fees or any other fees which may affect your earnings.

The details of this special offer were published on the newsletter of the credit union.

They are also offering a 1% reduction on the rates of their loans. This does not include mortgage secured loans, credit cards, and lines of credit.

This certificate of deposit promo is good for the state of Ohio only. The credit union accepts members who lives, worships, studies, or works in some counties and cities from the southwestern portion of Ohio. Do visit their FAQ page to know their specific membership requirements.

They have several offices in Ohio specifically in Sidney, Newark, Kettering, Chillicothe, Beavercreek, and Dayton.

Universal 1 Credit Union gets mixed ratings with Bankrate.com giving 2 stars for soundness and safety while BauerFinancial stamps their performance review with 4 stars. The credit union is covered by the NCUA through charter number 64970.