Fayetteville Bank provides the best CD rates for their regular certificate of deposit and also for their Jumbo CD’s. The bank has the following current certificate of deposit rates:

Regular CD

• 6 months                 1.16% APY
• 12 months               1.31% APY
• 18 months               1.51% APY
• 24 months               1.61% APY
• 36 months               1.85% APY
• 48 months               2.07% APY
• 60 months               2.48% APY

Jumbo CD

• 6 months                 1.31% APY
• 12 months               1.46% APY
• 18 months               1.61% APY
• 24 months               1.71% APY
• 36 months               2.02% APY
• 48 months               2.22% APY
• 60 months               2.63% APY

The initial deposit for this regular certificate of deposit account is $500 to open. While jumbo CD requires a minimum deposit of at least $100,000. The same as other certificate of deposit account, you will receive a penalty when you withdraw before the maturity date. This best certificate of deposit is automatically renewable within 10 days grace period from the maturity date.

Aside from earning this highest CD rates the bank lets you manage your account using online banking. You can even make bill payments anytime and check your monthly statement online. If you need to talk to someone about your account you can also call their 24 Hour Telephone Banking to assist you with your concerns.

A branch visit is required to open an account. They have 2 branches in Texas, specificallty in the cities of Schulenburg and Fayetteville. You can also call the bank if you have other inquiries with regard to their top certificate of deposit rate thru 979-378-4261 or 979-743-4576.

Fayetteville Bank serves consumers and businesses in the counties of Fayette, Austin, and Colorado and began offering their services in 1917. The bank is also a member of Industry Bancshares, Incorporated. An FDIC insured bank with certificate number 3195.

The Bank of Princeton offers the best interest rate for their certificate of deposit account. To avail of these top CD rates you must deposit a minimum of $500 to open an account and start earning. The bank’s current certificate of deposit rates are as follows:

• 9 months                 0.85% APY
• 10 months               0.90% APY
• 11 months               0.95% APY
• 12 months               1.00% APY
• 18 months               1.25% APY
• 24 months               1.75% APY
• 36 months               2.00% APY
• 48 months               2.25% APY
• 60 months               2.75% APY

The certificate of deposit account may receive a penalty if there will be a withdrawal made before the maturity date. The interest rates and terms of the certificate of deposit account is subject to change anytime without notice.

Consumers who want to take advantage of this highest CD rates may visit one of the bank’s branch to open an account. They have branches in the cities of Princeton, Hamilton, and Pennington in the state of New Jersey. The bank also provides online banking with bill payment to their customers to avoid the hustle of going to the bank just to check on their account and pay their bill. They can also view their statements by subscribing to electronic bank statement. For more information about their certificate of deposit account you may call the bank thru 609.921-1700.

The Bank of Princeton was established in 2007. They are insured under the FDIC certificate number 58513.

Paradise Bank offers some enticing interest rates for their short term and mid-term certificates of deposit. The top CD rates are the following:

• 12 months           1.15% APY
• 18 months           1.25% APY
• 24 months           1.50% APY
• 36 months           2.00% APY

These attractive interest rates are still available with a posting date of August 11, 2011. You can start earning these best CD rates when you open an account and deposit a minimum of $1,000. A penalty will be imposed when you withdraw funds before the maturity date. Please note that once a certificate of deposit account is opened the interest rates may change.

The best certificate of deposit account has the following benefits: online banking, electronic bank statement, and bill payments. The current certificate of deposit rate is subject to change anytime without prior notice.

A branch visit is also required in order for you to open an account. The bank has branches located in the cities of Fort Lauderdale, Boca Raton, and Delray Beach in the state of Florida. You may call the bank’s customer service first to get information with regard to their requirements before visiting the branch thru 561-392-5444 or 954-764-8778.

Paradise Bank has been offering several financial services to their customers since 2005. The bank has approximately $322 million in declared assets. They are also registered with FDIC and has a certificate number 58030.

California Community Bank offers the best CD rates for their short term and long term certificate of deposit. The following are the current regular CD and Jumbo CD rates:

• 6 to 11 months                    0.75% APY
• 12 to 17 months                  1.00% APY
• 18 to 23 months                  1.26% APY
• 24 to 35 months                  1.56% APY
• 36 to 47 months                  1.81% APY
• 48 to 59 months                  2.03% APY
• 60 months                           2.43% APY

This highest CD rates requires you to deposit a minimum of $2,500 to open an account and earn this best interest rate. An opening balance of $100,000 is required for their Jumbo CD. Penalty will be imposed for early withdrawal. The earnings of this money in the bank deal may be reduced by penalties and fees that will be applied on the account. Please note the interest rates may change without notice.

You need to visit the bank in order to open a certificate of deposit account. The bank has branches located in the cities of Escondido, Vista, Encinitas and San Diego in the state of California. You may also call the bank for information with regard to their requirements through the customer service line at 760-888-1100 or 760-542-4200.

California Community Bank provides several services which helps their customer’s financial needs. They began operating in 2003 and has an FDIC certificate number 57533.

Incredible Bank is offering a competitive interest rate for their short term and mid-term certificates of deposit. This money in the bank deal has the following CD rates:

• 9 months                 1.10% APY
• 13 months               1.30% APY
• 19 months               1.50% APY

This certificate of deposit rates may be earned when you open an account and deposit a minimum of $10,000 and a maximum of $90,000. Please be reminded that once you make a withdrawal before the maturity date, you will be charge of an early withdrawal fee. The penalty for 9 months term is equivalent to 3 months interest and for 13 and 19 months CD the penalty is equivalent to 6 months of interest.

Once your certificate of deposit account matures the bank will automatically renew. You may fund your account through ACH. The current interest rate listed above is subject to change anytime, so make sure to check with the bank for the latest CD rates.

You can start earning this top CD rates by visiting the bank’s website and open an account. Do not forget to have you social security card and driver’s license ready since the bank will be requiring you to send a copy of those identifications. You may also call the bank for additional information about their certificate of deposit account, or requirements thru 877-261-4750.

Incredible Bank provides several financial services to their customers and recently launched their certificate of deposit account. The bank was first opened in 1967 in the state of Wisconsin, they also have offices in the state of Michigan. Incredible Bank has an FDIC certificate number 19772.

Third Federal Savings and Loan continues to push for their best certificate of deposit rates. The bank has a competitive mid-term and long term certificate of deposit account. The following are the current CD rates:

• 24 months      1.05% APY
• 30 months      1.20% APY
• 36 months      1.65% APY
• 48 months      1.90% APY
• 60 months      2.15% APY
• 72 months      2.50% APY

The minimum deposit to open a certificate of deposit account is $500. The balance of your CD account must not go beyond $50 to avoid penalties and earn their highest certificate of deposit rates. Please note that you will only receive the lowest interest bearing for their savings account if this happens.

You will also be charged with a penalty when you withdraw funds before the maturity date. The following are the early withdrawal penalties depending on the terms:

91 days or less 30 days of interest
92 days to 1 year 90 days of interest
13 months to 35 months 180 days of interest
3 years and above 360 days of interest

The bank automatically renews you certificate of deposit account when it matures. You will be notified by the bank before the account matures. You will be given 7 days grace period to think about withdrawing or continuing your account to avoid fees on to your CD account.

You may visit the branch or apply online to take advantage of this best CD rates. You must also have your identifications and check ready when you open an account. Third Federal Savings and Loan branches are located in the states of Ohio and South Florida. You may also contact them through their toll free number for questions at 800-844-7333.

Third Federal Savings and Loan has been offering different financial services since 1938. They are a sizable bank with over $10 billion in assets. The bank is an FDIC member under certificate number 30012.

Chasewood bank invites consumers to take advantage of their best certificate of deposit. The bank offers attractive CD rates for their short term certificate of deposit. They also have the best interest rates for their Jumbo CD’s. This money in the bank deal has the current CD rates:

$1,000 to $99,999

• 30 to 89 days                1.01% APY
• 90 to 179 days              1.16% APY
• 180 to 364 days            1.21% APY
• 12 to 18 months           1.41% APY
• 2 years                        1.76% APY

$100,000 and above

• 30 to 89 days                1.16% APY
• 90 to 179 days              1.21% APY
• 180 to 364 days            1.26% APY
• 12 to 18 months           1.51% APY
• 2 years                        1.91% APY

You can start earning this highest CD rates when you deposit a minimum of $1,000 to open a regular CD account and a minimum of $100,000 to open a Jumbo certificate of deposit. Penalties are also applied when you make an early withdrawal. For the term of 2 years the penalty is equivalent to 3 months of interest.

The bank requires you to visit their office to apply for this best certificate of deposit. They have offices located in the cities of Spring and Houston in the state of Texas. Please remember to bring identifications such as driver’s license and social security card. If you have concerns with regard to their current interest rates and requirements you may contact the bank thru 281-320-6777.

Chasewood bank provides the best personal and business financial needs of their customers. The bank was founded in 1983 and is also an FDIC member that has a certificate number 24272.

Cross River Bank headquartered in Teaneck, New Jersey provides competitive interest rates for their certificate of deposit. The bank has the following best CD rates:

• 3 months    0.50% APY
• 6 months      0.75% APY
• 9 months    1.00% APY
• 12 months   1.25% APY
• 18 months     1.75% APY
• 24 months     1.75% APY
• 36 months     2.25% APY
• 48 months     2.50% APY

You can enjoy this highest CD rate when you open an account with a minimum deposit of $500. You are required to maintain this balance in order to earn the best CD rates. Fees will be charged if you withdraw money before the maturity date. Take note that the current CD rates are subject to change anytime without prior notice.

The bank also gives you a privilege to access your account and even make bill payments using online banking for free.

It seems that you need to visit the bank in order to open an account. Please remember to bring proper identification like driver’s license since the bank will be requesting for it. If you still have questions or concerns with regard to this best CD rates you may call their customer service line thru 201-808-7000.

Cross River Bank has been providing its service since 2008. They have already grown to have over $124 million in assets. The bank is also a member of the Federal Deposit Insurance Corporation with certificate number 58410.

United Bank of Iowa is pushing for their 5 month and 14 month certificate of deposit specials. The following are the current interest rates for this best CD account:

5 month special

• $500 to $4,999                  0.80% APY
• $5,000 to $14,999             0.90% APY
• $15,000 to $24,999           1.00% APY
• $25,000 and above            1.10% APY

14 month special

• $500 to $4,999                  1.10% APY
• $5,000 to $14,999             1.20% APY
• $15,000 to $24,999           1.40% APY
• $25,000 and above            1.60% APY

This CD Specials has a minimum deposit of $500 to open an account. The dividends are paid at the maturity of the account. If you withdraw money out of your certificate of deposit account before the maturity date, an early withdrawal fee will be charged into your account.

This highest CD rates automatically renews once it matures. At the maturity of your 5 month term it will automatically renew to 182 days term. For 14 months term it will automatically renew to 12 month CD term. The interest rate of this special certificate of deposit is subject to change anytime without prior notice.

You may complete the application online to open this top certificate of deposit account. Please remember to have your identifications ready since the bank will be requesting for a copy. You may aslso call customer service line if you have questions with regard to this special CD rates thru 712-364-3393.

The bank has branches located in the cities of Storm Lake, Schleswig, Rockwell City, Odebolt, Lohrville, Lake City, Kiron, Ida Grove, Harlan, Glidden, Fort Dodge, Denison, Churdan, Charter Oak, Carroll, and Arthur in the state of Iowa.

United Bank of Iowa was established in 1932. Currently, they have grown to have over $1.3 billion in declared assets. The bank is also insured by the Federal Deposit Insurance Corporation with certificate number 958.

NVE Bank continues to provide attractive interest rates for their long term certificate of deposit. The bank has the following CD rates:

• 12 months      0.50% APY
• 24 months      0.70% APY
• 36 months      1.40% APY
• 48 months      1.90% APY
• 60 months      2.25% APY
• 72 months      3.10% APY

You can start earning this highest CD rates when you open an account and deposit a minimum of $1,000. You are also required to maintain this balance to earn this best interest rates. Withdrawing of funds before the maturity date will result to early withdrawal fee. For instance, if your certificate of deposit has a term of 12 months and below then the penalty is 3 months of interest. If it is from 13 months to 24 months then the penalty is 6 months of earnings. Finally, if the term is more than 24 months then the penalty is equivalent to 9 months worth of interest rate.

The bank also offers Premium CD’s which require you to have a non-interest bearing checking account with a minimum balance of $1,000 to earn the best CD rates. These are the following Premium CD’s:

• 4 months      0.35% APY
• 5 months      0.40% APY
• 9 months      0.60% APY

This top certificate of deposit account also allows you to access your e-statement and pay your bills online . The bank will automatically renew your CD account once it matures, but you will be given a time to decide if you still want to renew the account or withdraw the fund without penalty. Take note that the current interest rate listed above is subject to change anytime without notice.

It appears that you need to visit the branch to open an account. The bank has branches located in the cities of Tenafly, Teaneck, New Milford, Leonia, Hillsdale, Englewood, Cresskill, Closter, and Bergenfield in the state of New Jersey. You can also contact their customer service in case you have questions with regard to their certificate of deposit and current interest rate thru 201-816-2800.

NVE Bank is an independent mutual bank which was established in 1887. They have already grown to have over $679 million in declared assets. The bank is also insured by the Federal Deposit Insurance Corporation with certificate number 29875.

Sovereign Bank continues to offer competitive interest rates with certificate of deposit specials. The following are the bank’s current cd rates:

18 months       1.15% APY
3 years             1.35% APY
5 years             2.15% APY

This certificate of deposit deal is offered nationwide. All you need to do to enjoy this best interest is to deposit a minimum of $500 to open an account. The bank only allows you to withdraw funds when the account matures, or else you will be charged with an early withdrawal fee. The interest rate of this top certificate of deposit may change any time, so make sure to ask the bank for the latest CD rates.

Once this best certificate of deposit matures, the bank will automatically renew your account. You do not have to worry since the bank will give you time to decide if you still want to continue or just withdraw your money with no penalties.

You may apply thru the bank’s website and complete the application form. You also need a copy of your IDs since the bank will be requesting for a proof of identity. If you still have questions with regard to application or account specifics you may call first the bank’s customer service thru 877-768-2265.

You can also drop by one of Sovereign Bank’s offices located in the states of Rhode Island, Pennsylvania, New York, New Jersey, New Hampshire, Maryland, Massachusetts, and Connecticut.

Sovereign Bank has been serving its customer since 1907. Currently, they have grown to have over $75.7 billion in declared assets and also known to be one of the largest banks in the nation. The bank is also insured by the Federal Deposit Insurance Corporation with certificate number 29950.

Ambler Savings Bank is pushing for their certificate of deposit with competitive interest rates. They currently have the following CD rates:

• 6 months       0.65% APY
• 1 year           1.00% APY
• 2 years         1.25% APY
• 4 years         1.75% APY
• 5 years         2.25% APY

This best certificate of deposit requires you to deposit a minimum of $1,000 to open an account. You are required to maintain a balance of $1k in order for you to earn this best interest rates. The earnings of this highest CD rate is compounded quarterly. In case of early withdrawal, penalties will be applied depending on the term. If you have a CD with 6 months to 1 year term then the penalty will be equivalent to 3 months interest. For 2 years to 5 years term the penalty will be equivalent to 6 months of interest.

The bank also offers certificate of deposit with minimum opening balance of $500. These are the following terms and interest rates:

• 14 months       1.15% APY
• 21 months       1.20% APY
• 3 years           1.75% APY

Please remember that the bank automatically renews your certificate of deposit account once it matures. The bank will be giving you 7 days grace period after the maturity date so you can decide if you want to renew the account or withdraw your money without penalty. Take note that the current CD rates listed above may change anytime without prior notice.

You are also given a privilege to monitor your account and setup a bill payment using the bank’s online banking for free. If you have questions with regard to you certificate of deposit account you may call customer service thru 866-272-4550. Ambler Savings Bank has branches located in the cities of Fairview Village, Limerick, Schwenksville, and Ambler in the state of Pennsylvania.

Ambler Savings Bank has been in business since 1899. they have grown to have over $268 million in declared assets and considered to be one of the largest bank in the state of Pennsylvania. The bank is also a member of the Federal Deposit Insurance Corporation with certificate number 28701.

Waldo State Bank provides competitive interest rate for their certificate of deposit. This money in the bank has the following current interest rates:

• 6 months         1.00% APY
• 9 months         1.26% APY
• 12 months        1.41% APY
• 18 months        1.51% APY
• 24 months        1.61% APY
• 30 months        1.76% APY
• 36 months        2.01% APY
• 48 months        2.26% APY
• 60 months        2.52% APY

You need to deposit a minimum of $1,000 to open an account. You also need to maintain this balance in order for you to enjoy this top CD rates. If you decide to withdraw some funds before the maturity date, the following penalties will be applied: For 3 months to 1 year term the penalty is equivalent to 3 months of interest. For more than 1 year term the penalty will be equivalent to 6 months worth of interest.

This highest CD rates automatically renews as soon as it matures. You are given 10 days grace period to decide if you want to pull out your account without a penalty. The bank also offers free online banking, so you can start managing your account anytime at your own convenience. Take note that once account is opened the interest rate may change, so be sure to contact the bank and get the latest CD rates.

For inquiries with regards to certificate of deposit or current interest rates, you may contact the bank thru 920-528-8385. You can also visit the bank at 119 N Depot St., Waldo, Wisconsin 53093.

Waldo State Bank has been providing its service since 1913. Currently, the bank has grown to be one of the largest bank in Wisconsin with over $49 million in declared assets. They are also insured by the Federal Deposit Insurance Corporation with certificate number 8700.

Stonebridge Bank offers competitive interest rate on their short term and long term certificate of deposit. The bank has the following current interest rates:

• 6 months              0.85% APY
• 12 months            1.15% APY
• 18 months            1.30% APY
• 24 months            1.40% APY
• 30 months            1.50% APY
• 36 months            1.60% APY
• 60 months            2.10% APY

For you to earn this highest CD rates you need to deposit a minimum of $500 to open an account. In case you decide to get some money out of your account before the maturity date, penalties will be applied on your account. For instance, if your CD has a term of less than 1 year then the penalty is equivalent to 90 days of interest. For CD’s with 12 to 36 months term then the penalty will be equivalent to 180 days of interest. Finally, if your CD account has more than 36 months term then the penalty will be equivalent to 1 year worth of interest.

The earnings of this top CD rate is compounded daily and paid on a monthly basis. The bank also lets you access your account and make bill payment using online banking for free. Please be reminded that once certificate of deposit account is opened the interest rate may change, so be sure to contact the bank to get the latest CD rates. You may also call customer service if you have questions with regard to their current interest rates or detailed information on their certificate of deposit thru 800-807-1666.

The bank has a total of 5 branches located in the cities of Warminster, West Chester, Exton, and Blue Bell in the state of Pennsylvania.

Stonebridge Bank has been serving its customer since 1999. Currently, they have grown to have over $365 million in declared assets. The bank is also insured by the Federal Deposit Insurance Corporation with certificate number 35077.

Readlyn Savings Bank has an ongoing CD special which offers attractive interest rate for their short term and long term certificate of deposit. The bank has the following current CD rates:

• 7 months             1.20% APY
• 17 months           1.50% APY
• 27 months           1.70% APY
• 37 months           1.85% APY
• 57 months           2.65% APY

This money in the bank deal requires you to deposit a minimum of $5,000 to open an account. If you decide to withdraw funds before the maturity date, expect that penalties will be applied on your account. The earnings of this top CD rate is compounded semi-annually. Once the certificate of deposit account matures, you are given a few days to decide if you want to withdraw your money since the bank will automatically renew it. Please remember that the current interest rates are subject to change without prior notice.

Individuals who want to take advantage of this best CD rate may visit the bank’s office which is located in Readlyn, Iowa and open an account. You are also required to bring copies of your government issued identification since the bank will be requesting for it. You can also call customer service for questions with regard to account specifics or current interest rates thru 319-279-3321.

Readlyn Savings Bank has been providing its services since 1904. Currently, they have reached over $54 million in declared assets and is considered as one of the largest bank in the state of Iowa. The bank is also insured by the Federal Deposit Insurance Corporation with certificate number 9300.

First Choice Bank continues to provide attractive interest rate for their short term and long term certificate of deposit. This money in the bank deal has 5 tiers and has the following current interest rate:

$2,500 to $4,999 and $5,000 to $49,999

• 6 to 9 months                     1.00% APY
• 9 months to 1 year              1.20% APY
• 1 year to 18 months            1.30% APY
• 18 to 24 months                 1.50% APY
• 36 months                          1.80% APY
• 48 months                          2.00% APY
• 60 months                          2.30% APY

$50,000 to $99,999 and $100,000 to $499,999

• 6 to 9 months                     1.10% APY
• 9 months to 1 year              1.25% APY
• 1 year to 18 months            1.35% APY
• 18 to 24 months                 1.60% APY
• 36 months                          1.90% APY
• 48 months                          2.10% APY
• 60 months                          2.40% APY

You can earn these top CD rates when you open an account and deposit a minimum of $2,500. You also need to maintain this balance to start earning these best interest rates. In case it goes below $2,500 you do not have to worry since the account doe not charge a maintenance fee. There would only be a penalty charge on the account if you make an early withdrawal. The earnings of this certificate of deposit is compound and credited on to your account monthly.

The bank automatically renews your account once it matures. In case you decide to withdraw your money, you will have to notify the bank a few days after the maturity date. This certificates of deposit do not have a monthly service charge. The bank does not issue paper bank statements but you can subscribe for an electronic bank statement via online banking. Take note that the interest rates may change anytime without prior notice.

This best certificate of deposit rate is only offered to customers who lives or works from their local market area in the counties of Los Angeles and Orange. You can also call the bank if you have questions with regard to their certificate of deposit and current interest rate thru 1877-256-9809.

The bank has 2 branches located in the cities of Alhambra and Cerritos in the state of California.

First Choice Bank has been providing its services to its customers since 2005. They currently have $197 million in declared assets. The bank is also a member of the Federal Deposit Insurance Corporation with certificate number 57966.

Coastway Community Bank is pushing for their long term certificate of deposit with competitive interest rates. The bank has the following top CD rates:

• 33 to 44 months       1.75% APY
• 45 to 56 months       2.00% APY
• 57 to 60 months       2.75% APY

The bank lets you earn this highest CD rate when you deposit a minimum of $1,000 to open an account. You are also required to maintain this amount as your daily balance to start earning this best interest rates. If you decide to take out some money before the maturity date, you will have to shoulder the penalty the will be applied on your account.

You can visit the bank’s website and complete the application form. Make sure to have your identifications ready when you apply since the bank might request for it. Please do remember that upon opening of this certificate of deposit the interest rate may change anytime without prior notice. You can also call customer service if you have questions with regard to their account specifics and current interest rates thru 401-455-3200.

The bank has several branches located in the cities of Warwick, Cranston, Providence, and Lincoln in the state of Rhode Island.

Coastway Community Bank began providing its services in 2009. They have grown to have over $300 million in declared assets. The bank is also a member of the Federal Deposit Insurance Corporation with certificate number 58937.

Millennium Bank provides attractive interest rates with their short term and long term certificate of deposit accounts. This money in the bank deal has the following current CD rates:

• 90 days               0.50% APY
• 9 months            1.00% APY
• 1 year                 1.20% APY
• 14 months          1.24% APY
• 18 months          1.33% APY
• 2 years                1.46% APY
• 3 years                1.75% APY
• 4 years                1.98% APY
• 5 years                2.31% APY

You can start earning this highest CD rates when you open an account and make an initial deposit of $1,000. If you decide to make a withdrawal before the maturity date, expect that penalties will be imposed on your certificate of deposit account. You also have a privilege to check your account anytime using online banking. Take note that the interest rates for this best CD account may change after the account is opened.

Consumers who want to have this top CD rates may visit the bank’s website and complete the application form. You can also call customer service if you have questions with regard to account specifics or current interest rates thru 866-474-2265.

The bank has 3 branches located in the cities of Sterling, Herndon, and Reston in the state of Virginia.

Millennium Bank has been providing it services since 1999. they are considered as on of the largest bank in the state of Virginia with over $200 million in declared assets. The bank is also insured by the Federal Deposit Insurance Corporation with an amount of $250,000 and has a certificate number of 35096.

Balboa Thrift and Loan is pushing for their best interest rate for their mid-term and long term certificate of deposit. The following are the bank’s current CD rates:

• 12 months       1.01% APY
• 18 months       1.21% APY
• 24 months       1.41% APY
• 36 months       1.77% APY
• 48 months       2.02% APY
• 60 months       2.53% APY

You can start enjoying this highest CD rates when you open an account and make an initial deposit of $10,000 to open a certificate of deposit account. You also need to maintain this amount to earn this top CD rates. The earnings of this money in the bank deal is compounded and credited on a monthly basis. The bank automatically renews your CD account as soon as it matures. You are given 5 days grace period to decide if you still want to have your certificate of deposit renew. Please be reminded that the current CD rates are subject to change anytime without notice.

It also appears that you need to visit one of the banks branch to open an account. Balboa Thrift and Loan is located in the cities of Chula Vista, Claremont, La Quinta and Fresno in the state of California. You can also call customer service for additional information with regard to certificate of deposit and current interest rates thru 800-354-1160.

Balboa Thrift and Loan has been in business since 1980. Currently, they have grown to have over $200 million in declared assets. The bank is also insured by the Federal Deposit Insurance Corporation with certificate number 26704.

Industry State Bank is still offering their short term and long term certificate of deposit accounts with the best interest rates. For you to earn this highest CD rates, you will have to deposit a minimum of $500 to open an account. This money in the bank deal has the following current CD rates:

• 6 months          1.16% APY
• 12 months        1.31% APY
• 18 months        1.51% APY
• 24 months        1.61% APY
• 36 months        1.87% APY
• 48 months        2.07% APY
• 60 months        2.48% APY

In case you decide to take out some money out of your account, penalty will be applied on your CD account. For instance, if your CD is less than 12 months term then the penalty is equivalent to 3 months of interest. While for CD’s that has more than 12 months for its term then the penalty is equivalent to 6 months of interest. You are given a 10 day grace period to decide if you want to renew your certificate of deposit since the bank will automatically renew the account after it matures. Take note that the interest rates listed above is subject to change anytime without prior notice.

It seems that you will have to visit the bank to open an account. After opening your CD account, you have the privilege to manage your account by enrolling to online banking. You can also call the bank’s customer service line if you still have questions with regard to your CD account and current interest rates thru 979-357-4437.

The bank has 3 branches located in the cities of Industry, Columbus and New Ulm in the state of Texas.

Industry State Bank has been in business since 1911. They have grown to have over $381 million in assets. The bank is also insured by the Federal Deposit Insurance Corporation with certificate number 12506.