Colorado: FirstTier Bank gives best cd interest rates for their 18-month certificate at 2.30% APY
The FirstTier Bank is still pushing for their CD specials with top cd rates at 2.15% APY for the 12-month deal, 2.30% APY for the 18-month cd, and 2.50% APY for the two-year money in the bank deal. These require an initial funding of at least $1,000.
These special cd interest rates are not posted on the bank’s website but were promoted through Denver Post.
The interest rates for these CDs are paid on a quarterly basis. These certificates of deposit renew automatically when they reach maturity but the bank gives account holders a grace period of 10 days.
Early withdrawal penalties apply. CDs with a term shorter than 12 months are charged 3 months of interest. Any CD with longer terms may cost you 180 days or 6 months of earnings.
Interested consumers can open an account by visiting a branch of FirstTier. They have offices in Denver, Loveland, Parker, Louisville, Westminster, and Englewood.
FirstTier Bank has very competitive certificate of deposit rates but their ratings are a bit weak. They got 2 stars and 1 star from BauerFinancial and Bankrate.com, respectively, when they reviewed its performance using their June 2009 data.
It seems that a branch visit is necessary to open an account. They have offices in Parker, Boulder, Loveland, Louisville, Downtown Denver, Denver Tech Center, Country Club Village, and Church Ranch all in Colorado. You can also inquire about their products through 303-439-6868.
The bank is covered by the FDIC with certificate number 57646.
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