Competitive 36-month and 48-month CD Rates at Alliant Credit Union offered Nationwide at Bank CD (Certificate of Deposit) Rates, Online Savings Account, Reward Checking Account and Money Market Rates

Competitive 36-month and 48-month CD Rates at Alliant Credit Union offered Nationwide

PTA members around the globe can reap the benefits of two long term CDs offered by Alliant Credit Union. Making it among the top CD rates offered this banking year are 4.00% APY offered for their 36-month CD and 4.25% for their 48-month CD.

The minimum deposit for these CDs, however, is pretty big. Both CDs require at least $25,000 to open. For smaller deposits ranging from $1,000 to $24,999, you might be given a slightly lower APY for the same terms. The full details of the bank’s CD rates are available in their rate table.

A significant drop of CD rates has been observed from banks in general during the last two months. Always check the website first before opening a CD account to see if the CD rates are the same. The CD rates for these particular terms, for example, used to be at least 0.25% higher last month. It’s advised to make CD deposits as early as possible in 2009 to enjoy the higher APYs. Yields are projected to drop as the year progresses.

Take note too that Alliant Credit Union uses the APY indicated in their website upon receipt of your funds. Even if you applied a month earlier and they’ve only received your funds today, they will use the APY indicated in today’s rate table. Wire transfers and electronic transfers are highly encouraged for faster transactions.

You need to be a PTA member before you can open a CD account with this credit union. It costs around $25 to be a member of your local PTA. For more information about membership eligibility, please visit the credit union’s eligibility page. Their costumer representatives are also available for your inquiries through their 24/7 live phone assistance. If you’re looking for excellent costumer service, Alliant Credit Union offers one of the best in the US.

Their branches are located in Chicago, Des Plaines, Elk Grove Township in Illinois, Colorado, California, and Virginia. The credit union has strong soundness ratings: 5 stars (superior) at BauerFinancial and 3 stars (performing) at Bankrate.com.

Alliant Credit Union is insured by NCUA under Charter #67955.

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