Current CD Rates with Bay Cities Bank at 2.25% APY for 18-, 2.40% APY for 24-month deal – Local deal in Florida
The Bay Cities Bank in Florida still pushes for their top cd rates. Despite the drop in the current interest rates, they still offer some competitive money in the bank deals:
2.15% APY 12 month
2.20% APY 15 month
2.25% APY 18 month
2.40% APY 24 month
2.85% APY 36 month
3.50% APY 60 month
Interested consumers can take advantage of these highest cd rates for a minimum deposit of $1000. The rates are effective as of 20 August and may change any time without notice.
The website does not detail any fees which may affect the earnings of your investment. It will be best to ask the bank about these things prior to signing up.
The performance of the bank is not that attractive from the perspective of bankrate.com and BauerFinancial which both gave a feedback of weak performance. Like in any other deal, you can still enjoy the interest rates but play safe and stay within the limits of the FDIC.
Bay Cities Bank is covered by the FDIC through certificate number 35066.
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