O Bee Credit Union based in Washington State offers a very attractive money in the bank deal through their 15-month certificate of deposit which has a current interest rate of 2.15% APY. The interest rate dropped compared to last month’s 2.50% APY. This highest interest rate can be enjoyed by opening the CD with an initial deposit of $500. This is also available as an IRA.

The credit union also pushes for their other CDs with the highest interest rates: 3 years (2.53% APY), 4 years (2.84% APY), and 5 years (3.04% APY). These best cd rates can also be enjoyed by opening acquiring the certificate for as low as $500 of funding.

Individuals who live, worship, or work in the Washington State may be eligible for membership. If you have relatives who are in Washington State, you may be also qualified to join. You can check the complete requirements and guidelines of the credit union on their membership page.

Those who want to take advantage of the top cd rates may open an account online. You can also access a membership application form through the credit union’s website. This application form will also allow you to select the current CD special. You may also drop by their branch to fill up and process an application.

Looking at how credit unions are in Washington State, it may be easy to qualify as a member. Some credit unions in the state though still require a branch visit to complete an account opening. Be sure to call the customer service line of O Bee if you are not living near one of their offices and ask if you can open the special certificate of deposit using their online platform. You may also want to ask for any fees which may affect the earnings of your deposits.

The credit union has offices in Lacey, Tenino, and Tumwater.

BauerFinancial gave O Bee Credit Unon 4 stars for their performance while bankrate.com stamped 3 stars for soundness and safety. They are covered by the NCUA through charter number 60059.