Hanmi Bank’s Top CD Rate at 2.53% APY 9-month, 2.79% APY 12-month Terms
The Hanmi Bank offers competitive certificate of deposit programs with their highest cd rates at 2.79% APY for a 12-month deal and at 2.53% APY for a 9-month scheme. These best cd rates can be enjoyed with a minimum deposit of $1000.
Hanmi also pushes for their shorter CD terms that consist of a 3-month term at 1.76% APY and a 6-month program that earns 2.02% APY.
The bank imposes a light penalty of 1 month’s interest for certificates that have 32 days to one year maturity.
These offers are good for California residents and it seems that a bank visit is required to open an account.
Hanmi Bank has offices in Los Angeles, San Diego, Irvine, Rancho Cucamonga, Santa Clara, and San Francisco in CA.
The outlook of Hanmi Bank for 2009 is not very bright having suffered badly in 2008. Reviews from bankrate.com and BauerFinancial range from weak to adequate. As a wise investor, stay safe within the limits of the FDIC.
The bank is insured with the FDIC under certificate # 24170.
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