Highest CD Rate with Neighborhood Credit Union at 4.00% APY for 60-month CD at Bank CD (Certificate of Deposit) Rates, Online Savings Account, Reward Checking Account and Money Market Rates

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Highest CD Rate with Neighborhood Credit Union at 4.00% APY for 60-month CD

If you are from Texas, you have good local certificate of deposit deals with the Neighborhood Credit Union . The best cd rates they offer are those with longer terms. A 60-month deal will earn your money 4.00% APY.

They also have mid-term certificate of deposits that have very competitive cd rates like their 12-month and 18-month CD at 2.00% APY. The union is also offering this top cd rate for their special 12- and 19-month certificates of deposits which also earn 2.00% APY.

Interested individuals can enjoy these best interest rates for an initial deposit of $2,500 for regular CDs. There are also Jumbo CDs which require a minimum deposit of $50K to enjoy interest rates which are 10 to 15 basis points higher. The CD are also offered as IRAs.

Youngsters who are 12 to 17 years old who want to start early can also invest in special certificates of deposit called Smart CD. Kids can open this with a $100 deposit and enjoy a ceiling interest rate of 10.00% APY for a max deposit of $1000.

Neighborhood Credit Union also invites members to take advantage of the flex scheme with a 12-month CD offering that earns 0.85% APY which only requires $500 to open. This allows additional deposits.

The interest rates may change any time. It will be wise to ask the union of any changes to the rates, and other factors which may affect your earnings.

Bankrate.com issued 4 stars while BauerFinancial gave 3 stars when they reviewed the credit union’s performance using their March 2009 data.

Neighborhood Credit Union is registered with the NCUA and covered under charter number 67681.

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Posted on 28th August 2009 by admin in Best CD (Certificate of Deposit) Rates - Tags: Credit Union CD (Certificate of Deposit) Rates

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