The Mint National Bank invites consumers in Texas to take advantage of their top cd rates. The most attractive certificate of deposit deal is the 24-month CD with current interest rate of 2.50% APY. Another good money in the bank deal is the 12-month CD earning 2.10% APY. These best cd rates can also be enjoyed if you acquire the certificates as IRAs.

The bank also has some attractive cd interest rates for their other CDs:

36 months 2.65% APY
48 months 2.75% APY
60 months 3.00% APY

The interest rates above are still posted on the bank’s website as of November 18. Earnings are compounded on a daily basis and can be credited to your account on a monthly, quarterly, or yearly basis. Interest earned can be paid by check, rolled into the CD, or credited to an account.

The website does not detail the early withdrawal penalties involved. You can call the bank through 281-359-MINT to inquire about their products and services.

The Mint National Bank is a very young bank which started operations just last January. Its headquarters is located at 1213 Kingwood Drive, Kingwood, Texas. They’re just about 20 miles when you go north from Houston.

Interested consumers may need to visit their office to open an account. You might want to call first to know any restrictions before doing that long drive.

The bank is tagged as a start up company by both bankrate.com and BauerFinancial. The Mint National Bank is registered with the FDIC with certificate number 58764.