ISN Bank Offers 12-month CD at 4.39% APY in All States
The ISN Bank has a new offering for a 12-month CD program with an attractive gains of 4.39% APY. Other certificates are still available like the 6-month deal for 4.18% APY. These certificates can be availed of with a minimum deposit of $1000. They are also available as an IRA.
The bank has confirmed that the CDs are available in any state. It might be best to call first to verify the current rates. Upon approval of the application, the bank will allow new account holders to fund the account within 7 days. You can also visit the website to check on the details for mailing in or faxing over an application for CDs.
ISN bank gives a 7-day grace period upon maturity of the account. Interest rate will not accrue in the event that you close the CD during the grace period. Outbound wire transfers are billed $15.
The ISN Bank is headquartered in New Jersey. Both BauerFinancial and bankrate.com issues weak ratings for the bank, giving it 0 and 1 star, respectively.
It will be a wise move to be within the FDIC limits. The bank is FDIC insured with certificate # 57107.
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