Peoples Community Bank in Ohio and Indiana 45-month Certificate of Deposit Yields 5.25%
The Peoples Community Bank still runs its CD 45-month Certificate of Deposit special that gains 5.25% APY. Another attractive offering is the 11-month Certificate of Deposit with a yield of 4% APY. A Premium Checking account or an IRA is required so one can enjoy the CD rates. The yields drop by 25 basis points if the consumer does not opt for the checking account.
The Premium Checking Account has a monthly service fee of $10 if the balance falls bellow $2500. This account however has a very competitive gain of 2.5% APY for balances above the minimum line of $2500.
A branch visit is required to start an account. Any interested individual may visit the branches in Indiana (West Chester, Maineville, Liberty Township, Lebanon, Cleves, Cincinnati, and Mason Cities) and in Indiana (Aurora, Lawrenceburg, and Bright).
The bank is not favored by the BauerFinancial and bankrate.com reviews issued as 1- and 2-stars, respectively. It will be best to stay within the FDIC limits.
The bank is FDIC insured with certificate # 32288.
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Comment by Jeannetta Vizcarrondo — August 5, 2010 @ 11:41 pm