Peoples First Community Bank with Top CD Rates at 3.00% APY for 18-month Programs and 2.75% APY for 6-month Deals
Peoples First Community Bank with branches spread across Florida offers consumers good opportunities with their best cd rates at 3.00% APY for their 18-month program and 2.75% APY for 6-month deals. It takes a minimum deposit of $1000 to open an account. The rates can also be enjoyed as IRAs.
These rates are accurate as of January 24 but it will be best to call the bank for any update. They follow the market trend of declining rates but remain competitive in the current environment.
Opening an account requires a branch visit. They have branches all over Central Florida, Florida Panhandle, and North Florida. These are located in Pensacola, Panama City, Talahassee, Jacksonville, Gainesville, Clermont, Kissimmee, Apoka, and Altamonte Springs.
The ratings of the Peoples First Community Bank are far from favorable. BauerFinanacial and bankrate.com both issued a 1-star rating based on their September 2008 data. Like any wise investor, consumers must stay within the limits of the FDIC.
The bank is FDIC insured since 1983 through certificate # 32167.
