Provident Credit Union Gives 3.35% APY for Best Certificate of Deposit Rates

The Provident Credit Union headquartered in California still gives their top cd rates of 3.3% APY for their 15-month special. The account holder can take advantage of this gain if he or she opens a checking account. The rate can be enjoyed at a competitive 3.10% APY without the checking account.

The account requires a minimum deposit of $1000 for regular certificates of deposits and $500 for IRAs.

The credit union is part of the Credit Union Service Centers so signing up will not be a hassle if you are not near any of their offices. They also have ATM services at 7 eleven stores across all states.

Membership to the union can be done through certain associations. Some nationally listed associations are that of the Sierra Club Foundation and the Cancer Society. The Sierra Club has a registration page on their website and any one can sign up for as low as $25.

California residents and employees in the counties of Humboldt, Placer, El Dorado, Sacramento, Monterey, Contra Costa, Alameda, Santa Clara, San Francisco, and San Mateo are eligible to join. Los Angeles residents can automatically qualify for membership. The union requires a $5 deposit into a share savings account upon membership.

The union has a declared asset of $1.6 billion and a member base of 96526.

The Provident Credit Union is covered by the NCUA through its charter # 66343.

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1 Comment »

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    Comment by Kandace Breakell — October 9, 2010 @ 5:29 pm

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