Qualtrust Credit Union with 4% APY gain on 30-month Certificate of Deposit
Qualtrust Credit Union headquartered in Texas offers very competitive top cd rates. Their 1-year certificate of deposit gains 3.04%. A yield of 4% APY is given to their 30 month CD. Their 5-year CD is also very attractive at 4.18% APY.
These cd’s are available for a minimum of $1000. The small prints on their promo page disclose that higher rates may be gained by deposits of $50K or more.
The union imposes early withdrawal penalties equal to 3 months worth of interest for terms of 12 months or less. For CDs with terms of more than a year, a penalty of 180 days of interest is given.
Membership is eligible to residents, employees, or those who worship within a 10-mile radius from Qualtrust’s office in Grapevine, Irving, or Tom Green County. Membership requires a $5 minimum share savings account deposit.
The credit union has very good reviews from both bankrate.com and BauerFinancial. Using their September 2008 data, bankrate.com gave 4 stars while BauerFinacial issued 5 stars.
The union is covered by the NCUA through their charter # 68569.
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