Trustco Bank offers competitive CD interest rates: 2.20% APY for 18-month term in FL, 2.20% APY for 1-year in MA

Trustco Bank offers attractive money in the bank specials for residents of Massachusetts and Florida. They offer their highest interest rates for certificate of deposit at 2.20% APY for a 12-month term in MA and and 18-month deal in FL.

There are also special CD rates being offered in New Jersey and downstate New York. The current cd interest rate for the 12-month special is 1.85% APY.

There is also a 6-month CD special at 1.55% APY in MA, FL, NJ, and downstate New York.

Interested consumers can enjoy these top cd rates for a minimum opening deposit of $500 with a requirement for a checking account. These certificates of deposit can also be availed as an IRA.

The cd interest rates that we have here are accurate as of 28 September. They can change any time so it will be wise to check with the bank for the latest figures before you sign up for anything. When you visit the bank’s rate page, you have to input your zip code so you can see the region specific interest rates.

You can get the free checking of Trustco Bank to qualify for the CD specials. One positive note is that there is no need for setting up a direct deposit and the check booklets are free for life. The free checking only needs $25 of initial funding. It does not collect any service fees.

Trustco Bank gets a good evaluation for safety and soundness from Bankrate.com which stamped 3 stars based on their March 2009 data. BauerFinancial issued 4 stars for the bank’s excellent performance.

Trustco Bank is insured with the FDIC through certificate number 31945.

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Posted on 9th October 2009 by admin in Best CD (Certificate of Deposit) Rates

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