Collins Community Credit Union is offering an attractive interest rate for their reward checking account called Advantage Checking. This money in the bank deal is tiered and has the following current checking account rate:

• 3.00% APY for balances up to $25,000
• 1.00% APY for balances of $25,000.01 to $50,000
• 0.50% APY for balances of $50,000.01 and above
• 0.10% APY base interest rate

You can start earning this best interest rate when you meet the credit union’s checking account requirements. Here are the following list of the monthly requirements:

• subscribe and receive e-statements
• sign up and access online banking with bill pay every month
• setup at least one direct deposit into your checking account
• make at least 15 purchases using your debit card

If you did not meet the requirements during the qualifying cycle, you will earn their base interest rate on the entire balance of your checking account. You do not have to worry since you still get a chance to earn this reward interest rate on the next monthly cycle when qualifications are met.

Good news to individuals who wants to take advantage of this best reward checking account, this does not require any minimum balance to open an account. The checking account does not charge any monthly service fee even if you do not meet the monthly requirements and you also get to enjoy unlimited check writing.

You need to become a member of Collins Community Credit Union first before you can start enjoying the benefits of this best reward checking account. Membership with the credit union Is open individuals who live or work, or businesses located in the counties of Washington, Muscatine, Louisa, Keokuk, Jones, Johnson, Iowa, Delaware, Cedar, Buchanan, Benton, and Linn.

Membership application form is available online, all it takes is just 10 minutes to complete your application. You will be requested to provide the following information: social security number, driver’s license number, current address, date of birth, and telephone number. You also need to open a share savings account which will require a minimum deposit of only $5. Finally, you need to submit a copy of your government issued ID.

You may contact the credit union’s customer service line to get additional information about their reward checking account, current interest rate, and field of membership thru 319-393-9000. Collins Community Credit Union has several branches located in the cities of Marion, Cedar Rapids, and North Liberty in the state of Iowa.

Collins Community Credit Union has been serving its members since 1940. They are known to be one of the largets credit union in the nation with 63,922 members with over $670 million in declared assets. The credit union is a member of the National Credit Union Association and has a charter number 62969.

Nicolet National Bank is pushing for a competitive interest rate with their reward checking account called Real Rewards Checking. The bank has the following current interest rates:

• 3.00% APY can be earned on balances up to $25,000
• 0.50% APY can be earned on balances over $25,000
• $15 worth of ATM fees that can be refunded every month when all qualifications are met

You can start enjoying this best checking account rate when you meet the monthly requirements. The following are list of the bank’s monthly requirements:

• have at least 10 signature based purchases using your debit card
• setup at least one direct deposit of payroll or Social Security
• sign up and receive electronic bank statement

In case you do not meet the bank’s prerequisites, you do not have to worry since you still get to earn their base interest rate of 0.05% APY. But, you will no longer be able to qualify to refund your ATM surcharges. You are given a chance to earn this reward checking account rate on the following cycle when all requirements are met.

This best checking account has other features that you can take advantage of even if you do not meet the monthly requirements and these includes unlimited check writing, no monthly service fee, no maintenance fee, and overdraft protection of up to $25 annually. In addition, you also get to access your account using their online banking and telephone banking.

A branch visit is required for you to open an account. You also need to submit a copy of valid picture ID or identifying documents since the bank will be asking for it. To get additional information about this best reward checking account, current interest rates, or requirements you may contact their customer service line at 920-496-8802 or 920-224-1400. Nicolet National Bank has several branches located in the states of Wisconsin and Michigan.

Nicolet National Bank was opened in 2000. The bank insured with FDIC and has a certificate number 57038.

1st Bank Yuma provides a money in the bank opportunity with their reward checking account called 1st Rate Reward Checking account. This money in the bank deal lets you earn an interest rate of 3.00% APY for balances up to $25,000 and earn an interest rate of 0.10% APY for the portion of the balance above $25K. To earn this best checking account rates you must meet the following monthly requirements:

• sign up to online banking
• receive electronic bank statement
• setup at least 1 direct deposit
• make at least 15 debit card purchases

If you do not qualify for the month, you do not have to worry since you will earn their base interest rate of 0.10% APY on the entire balance of your account. In addition, this account also functions as free checking account. So even you do not meet the monthly requirements, there will be no monthly service fee charge on your account. You also get a chance to earn this best interest rate on the following cycle once all qualifications are met.

This money in the bank deal requires you to deposit a minimum of $100 to open an account. This best checking account has no minimum balance requirement after account has been opened and to earn this best interest rate. You also get to enjoy unlimited check writing and receive an ATM card or Exclusive Visa debit card available upon approval. Please note that the dividend rate may change anytime without notice.

You can also use the bank’s free online banking to make bill payments, view your monthly statements, and check for the latest deals that the bank has to offer. Another option is to use their telephone banking which pretty much has the same functions.

Individuals who wants to take advantage of this best reward checking account may visit one of the bank’s office to apply. Please remember to bring valid picture identification like social security card, driver’s license, or state issued ID since the bank may request for a copy. If you still have questions with regard to their reward checking account or current interest rate please call customer service at 928-783-3334 or 866-384-3226. 1st Bank Yuma has 4 branches located in Yuma, Arizona.

1st Bank Yuma was established in 2001. All deposit accounts with the bank are insured of up to $250,000 with the Federal Deposit Insurance Corporation and has a certificate number 57298.

Warren Federal Credit Union still offers attractive interest rate with their reward checking account called Extreme Checking. This best checking account lets you earn an interest rate of 3.01% APY for balances up to $15,000. You can earn an interest rate of 0.51% APY for the portion of the balance above $15,000. Plus, reimburse up to $21 worth of ATM fees per statement cycle when you meet the checking account’s monthly requirements. The following monthly requirements are as follows:

• enroll and receive electronic bank statement every month
• setup at least 1 direct deposit, bill pa, or ACH debit monthly
• make 10 purchases using your debit card every month

In case you do no meet the criteria for the month, your checking account will earn the base interest rate of 0.10% APY on the entire balance of your account. At the same time, you will no longer be qualified for reimbursing your ATM fees. But you do not have to worry because you can still earn this best checking account rate on the following monthly cycle when all qualifications are met.

This best reward checking account provides additional benefits that you can enjoy even if you do not meet the monthly requirements and these includes unlimited check writing, free online banking with bill pay, free electronic bank statement, free debit card, no monthly service fees,and no minimum balance required. Take note that the interest rate of this reward checking account may change anytime without prior notice.

Persons who want to become a member of Warren Federal Credit Union must live, worship, work, or attend school within the credit union’s investment area inside Cheyenne city. Employees, volunteer, members, pensioners, retired, or annuitants that belongs to one of their select employee group include their family and household members are also eligible to join.

There are several ways to apply for membership, you may apply online, over the phone, or visit one of the credit union’s branch near you. You will be required to submit identifying documents like social security card, driver’s license, or passport. You also need to open a share savings account with a minimum deposit of only $25.

You can contact that credit union’s customer service line if you still have questions with regard to their checking account, current interest rate, membership eligibility, or requirement at 800-368-9328. Warren Federal Credit Union has several offices located in Wyoming and Colorado State.

Warren Federal Credit Union was federally chartered in 1951. They have reached over $400 million in declared assets with 39,621 members. The credit union is a member of the National Credit Union Association and has a charter number 7361.

Versus Bank continuous to offer attractive interest rate for their reward checking account called V Rewards Checking. You earn an interest rate of 3.00% APY for balances up to $15,000 and 0.10% APY for the portion of the balance above $15,000. Plus, reimburse ATM surcharges when all qualifications are met. Here are the following checking account requirements:

• have at least 12 signature-based purchases using your debit card
• setup at least 1 automatic debit from your account or 1 direct deposit
• subscribe and receive your electronic bank statement every month

In case you do not meet the checking account requirements for the month, you do not have to worry since you still get to earn their base interest rate of 0.05% APY on the entire balance of your account. But you will be disqualified in refunding your ATM surcharges for that month. You can still earn this best checking account rate on the next qualifying month when all requirements are met.

This money in the bank deal also functions as a free checking account which means that even if you do not meet the monthly requirements that account is free from any monthly service fee. The account does not require any minimum opening deposit nor maintaining balance to earn the reward interest rate.

Additional benefits of this best reward checking account includes free online banking with bill pay, free electronic bank statement, unlimited check writing, free debit card, and free phone banking. Aside from that, the account is insured of up to $250,000 with the Federal Deposit Insurance Corporation. The dividend rate on your checking account is subject to change at anytime without notice. Fees may also reduce the earnings of your account.

Individuals who want to take advantage of this best reward checking account may visit one of the bank’s office to open an account. You need to submit a copy of at least 1 valid photo identification like driver’s license, passport, or social security card. You may want to contact the bank first before visiting their office if you have questions or concerns with regard to their reward checking account, current interest rate, and requirements at 316-788-1111.

Versus Bank has 5 different locations in Arkansas state in the cities of El Dorado, Derby, and Augusta.

The bank has been providing a wide range of deposit account to their customers which will best fit their financial needs. They have already reached over $118 million in declared assets. Versus Bank has an FDIC certificate number 21463.

Southern Bank provides high interest rates for their reward checking account since most checking account rates right now are fluctuating. The bank’s reward checking account is called Kasasa Cash. You can earn the following interest rates on your reward checking account:

• 4.01% APY for balances up to $15,000
• 0.75% APY for the portion of the balance above $15,000

You can earn this money in the bank deal if you meet the 3 simply requirements of this best checking account monthly. Plus, reimburse your ATM surcharges every month. The best reward checking account has the following monthly requirements:

• have at least 12 or more debit card purchases monthly
• sign up and receive your monthly statements electronically
• make at least 1 ACH auto debit or 1 direct deposit monthly

If you miss a month, you do not have to worry since you will still enjoy this free checking account with no penalties charge if you do not qualify on the given month. In addition, you still get to earn their base interest rate of 0.10% APY and you get a chance to earn this best checking account rate and enjoy your ATM refunds on the following month when you meet the requirements.

This best reward checking account only requires a minimum of $100 to open an account and it is available to residents of Arkansas and Missouri. The bank lets you manage your account using their free online banking and free phone banking. In this way, you can pay your bills, monitor your transactions, view your monthly statements, and get information about the latest promotions that the bank offers. Take note that the interest rate is subject to change without prior notice.

To get additional information about their reward checking account, current rates, or requirements you may call their customer service line thru 573-778-1800. Southern Bank has several branches located in the states of Arkansas and Missouri.

Southern Bank has been in business since 1887. They have over $718 million in declared assets. The bank is insured under the Federal Deposit Insurance Corporation and has a certificate number 28332.

If you’re looking for the best reward checking account, you might want to check out AnchorBank’s latest offer. When you open a checking account with them, you can earn up to $150 simply by fulfilling three simple steps. Read on below to know more:

• Earn $50 when you open the checking account
• Earn $50 when you set up a direct deposit
• Earn $50 after making three debit card purchases

Steps two and three must be completed within the first 60 days after opening your account. Unfortunately, only new account members can take advantage of the $150 bonus. Old account holders are not eligible for this offer. The account must also be active and open for at least six months.

This checking account is a free account and does not have any monthly service fee. However, you need to maintain $100. Otherwise, you will be asked to pay $4.95 a month—still a small price to pay for such a big reward. Bill Pay is also a free service as long as you make a direct deposit every month. If you don’t, this will also cost you $9 a month.

There is also a stringent availability limitation for this account. You have to be a resident of Iowa, Wisconsin, Illinois, and Minnesota to open an account. The bonus, apparently, is only for residents of Wisconsin, although you can visit an AnchorBank branch to confirm if you are eligible. There is an online application tool, but it’s advisable for you to confirm your eligibility before applying online. You can also call the bank’s hotline at 1.800.252.6246 and talk to any of the bank’s representative.

If anything makes depositors hesitate about opening an account with this bank, it’s the poor health ratings. While the bank has been around since 1938, DepositAccounts.com and Bankrate.com only gave it one out of five stars. The bank is federally insured through FDIC Certificate # 29979.

A high yielding and lenient checking account is rare, and this is what makes Inova Federal Credit Union’s offer so priceless. As long as you meet the required triggers, you can enjoy the high yield of any checking account. This amounts to 3.00% interest (2.96% APY) on all balances up to $20,000—a generous cap for any account whose minimum daily balance is only $1,500. That’s actually part of the deal. To get the 3.00% APY you will have to fulfil the following requirements:

• $1,500 minimum daily balance
• 15 debit card purchases (signature-based) every banking cycle (1 month)
• A direct deposit of at least $200 (single transaction) every month
• E-statements

This promo is only being offered for a limited time. It was first released in April 2010, and it’s possible that it will only be offered for a while longer so if you are planning to apply, you should go for it now. Inova Federal Credit Union has over 35,000 ATMs in the country. You can make your transactions in these ATMs without worrying about surcharges as long as you don’t exceed the limit. The website says you can make up to 250 transactions in a month. Beyond that, you will be charged 25 cents per transaction.

If you’re using an ATM which is not affiliated with the FCU, you just need to pay $1.75. It’s not as stringent as other banks. Without a doubt, if you’re eligible for membership, this could be the best rewards checking account on offer today. Should your balance fall below $1,500, as long as it’s above $500, you won’t be asked to pay the monthly service fee. The monthly service fee for this account is $10.00.

Balances beyond $20,000 will yield 0.30% interest. The APY for these balances fall back to 0.30% as well. This is still not bad, considering the high yield of your first $20,000 investment. Membership with this credit union is employment-based. If you’re interested, you should check the credit union’s membership page to see if you’re eligible or not. There are plenty of organizations and companies affiliated with the FCU. See if this is the best checking account for you. You can apply online, too. Most credit unions still ask prospective depositors to visit their branches for applications. This one makes life easier.

It is also stated on the website that to be a member, you have to maintain at least $5 in their standard savings account. After that, you can choose from any of their Ovation Checking and CD accounts. The $5 deposit is standard in most FCUs so it’s nothing to worry about.

If you prefer to talk to credit union representatives personally, though, you can go right ahead and drop by any one of their branches. These are located in Granger, Mishawaka, Michigan City, and Elkhart. There are also branches in Clayton (North Carolina), and Berkeley (California). The financial institution is a member of the Credit Union Service Center, so you may also make transactions at their affiliates’ branches.

While it’s federally insured, the health ratings of this bank are not so impressive. It only received three out of five stars from DepositAccounts.com, and two out of five stars from Bankrate.com. To know more about the federal insurance, you might want to look into NCUA Charter # 4968.

Bluegrass Community Bank provides a money in the bank opportunity thru their reward checking account called ABC Checking (Added Benefits Checking). This best checking account lets you earn an interest rate of 3.56% APY when your account balance is up to $25,000. An interest rate of 0.72% APY can be earned on your account balance above $25,000. Plus, reimburse your ATM surcharges monthly when all qualifications are met. Here are the list of the monthly requirements:

• setup at least 1 automatic debit or direct deposit
• make at least 10 debit card purchases
• make at least 1 bill payment through online banking
• register and receive electronic bank statement every month

If qualifications are not met during the monthly cycle, you will earn their base interest rate of 0.15% APY on the entire balance of your account. You still get a chance to earn this reward checking account rate on the next qualifying cycle when requirements are met.

This money in the bank deal provides additional benefits that you can enjoy even though you did not meet the monthly requirements and this includes unlimited check writing, 2 free boxes of personalized checks per year, debit card, free online banking with bill pay, free electronic bank statement, and ID Reclaim Basic.

Individuals who want to take advantage of this best reward checking account will be required to deposit a minimum of $100 to open an account. Since this is also free checking account, it does not require any minimum balance to earn the best interest rate nor does it charge any monthly service fee.

You may visit one of the bank’s branch to open an account. Make sure to bring valid photo identification like driver’s license, passport, or state issued ID since the bank will be requesting for a copy as part of their requirements. Bluegrass Community Bank is headquartered in Danville, Kentucky. You may also contact customer service line to get additional information about their reward checking account, other fees, or requirements thru 859-238-0556.

Bluegrass Community Bank started it’s business in 2009. They are registered under the Federal Deposit Insurance Corporation and has a certificate number 58848.

Delaware Federal Credit Union continues to provide competitive interest rate with their reward checking account called Better Life Checking account. You can earn an interest rate of 3.00% APY for balances of up to $25,000 and 0.35% APY for the portion of the balance above $25,000. You also get to refund up to $25 worth of your ATM fees when all qualifications are met. The following are the list of checking account monthly requirements that you need to meet:

• you must make at least 10 purchases using your debit card
• sign up and receive your electronic bank statement

If you do not meet the bank’s prerequisites, you do not have to worry since you will still earn their base interest rate of 0.05% APY. The credit union gives you a chance to earn this best checking account rate on the following monthly cycle once requirements are met.

In addition, your reward checking account is considered to be a free checking account. It means that even though you do not meet the requirements, you will not receive any monthly service fee on your account. This best checking account does not require any minimum balance to open an account or to earn this best interest rate as well. Finally, you also get to enjoy unlimited check writing.

The credit union allows you to monitor your account using their free online banking. You can also make bill payments and view your monthly statement online. You also have another option in accessing your account and that is through their telephone banking or visiting their office.

Membership with Delaware Federal Credit Union is open to individuals who live, work, attend school, or worship in the cities of Wilmington, Newark, Milford, West Dover, and Georgetown in the state of Delaware. Employees who belong to one of the credit union’s select employer group and their immediate family are also eligible to join. You may visit the credit union’s website to check the list of their select employer group.

You need to print and complete the membership application form which can be found on the credit union’s website. You will have to enclose a copy of your social security card, driver’s license and $5 which will be deposited on to your new share savings account as their requirement. Once you have everything with you, you will have to visit one of their branches and submit all requirements to apply.

For detailed information about their reward checking account, current interest rate, and membership eligibility you may call the credit union’s customer service line at 302-739-4496. Delaware Federal Credit Union has several branches located in the cities of Smyrna, Wilmington, Milford, Georgetown, New Castle, and Dover in the state of Delaware.

Delaware Federal Credit Union has been in business since 1960. They have 34,483 members with over $283 million in declared assets. The credit union is registered under the National Credit Union Association and has a charter number 13919.

Union Bank currently has what is possible the best reward checking account thanks to its 5% cash back offer on all newly opened checking accounts. The rebates can amount to up to $250, which means 5% rebated on purchases of up to $5000. This is a pretty sweet deal if you like using the debit card function of your checking account a lot.

However, it must be noted that you will be asked to fill out a form for taxing purposes every time you acquire your 5% rebate. Rebated from credit cards are more beneficial in this area because the rebates are practically non-taxable. Another issue is the fact that Union Bank pulled out its free checking accounts at the beginning of January. This means that you will be asked to pay for monthly fees unless you’re able to fulfil one of these three requirements:

• A direct deposit (single transaction) of at least $100 a month
• A monthly ledger which averages to $1500
• A combined monthly ledger averaging to $5000

While Union Bank has online application facilities, you will have to make a branch visit to take advantage of this offer. In fact, it is necessary for you to mention the 5% Cash Back offer upon opening your checking account because it is not voluntarily given out by bank representatives. You will have to ask for it.

Union Bank branches are scattered all over Oregon, Washington and California. It’s an established bank which has been around since 1979. DepositAccounts.com gave it a superior rating of four out of five stars for financial soundness. Bankrate.com, on the other hand, gave it a mixed rating. Some branches received five out of five stars (excellent), while others garnered only four out of five stars (sound). For more information about its insurance, and to make sure that your money is safe with this institution, check FDIC Certificate # 22826.

Bonuses are very rare with checking accounts in the country. Certainly, one of the most tempting offers today is from by Washington Savings Bank. They are now giving away Kindle Fire units to new checking account holders. The bank is also known for its competitive interest rates. It has not been established whether or not this bank can offer the best reward checking account. Still, a free Kindle Fire is tempting. There are three requirements to be met, though, before the Kindle Fire can be awarded to the new checking account holder:

• S/he must make a direct deposit from a third party source which is not affiliated with Washington Savings Bank at least once a month
• S/he must have an active debit card from Washington Savings Bank with at least 10 purchases
• S/he must make a minimum of $75 withdrawal from a third party bank unaffiliated with Washington Savings Bank three times a month

If only the first term could be met, the Kindle Fire could be replaced with an Amazon Kindle (the older version of the ebook reader). What new applicants must take into account, though, is the cost these terms would entail. The Kindle Fire costs $199. Withdrawals and direct deposits from other banks could incur extra charges.

Of course, it wouldn’t hurt to take advantage of this sign up bonus if you badly want a Kindle Fire unit. Washington Savings Bank is certainly one of the most trustworthy banks in the region. They’re also known to give best checking account rates and terms. Washington Savings Bank earned a sound four out of five stars from DepositAccounts.com. It earned a less impressive three out of five stars from Bankrate.com, but most clients are happy with the bank’s services.

There’s also another catch: this offer is only available to residents of New Hamsphire and Massachusettes.

3.01% APY Checking Account offered at Washington Savings Bank

While While a 3.01% APY Checking Account might appear ho-hum for those who are on the lookout for the best checking account in their region, what Washington Savings Bank is offering is not bad at all. First, one must note that there is a steady downward movement in terms of the interest rates of checking and savings account throughout the country. If a checking account can give you at least one percentile point higher than internet banks, it’s worth checking. Also, the cap for this particular checking account called “Instant Rewards Checking” isn’t too low. It’s currently pegged at $10,000. All balances exceeding this amount will earn 0.65% APY—still not a bad yield for a checking account.

Of course certain purchase requirements must be met for the 0.65% APY to be achieved. If these requirements are not met, the rate dramatically drops down to 0.05% APY. On the plus side, you can make ATM transactions nationwide, and up to $25 could be rebated every banking cycle.

If you’re curious about the monthly requirements, here they are:

• You must make at least 12 debit purchases with your checking account
• Make one automatic payment or direct deposit once a month
• Agree to receive electronic statements instead of mailed ones

This is a free checking account so you don’t have to worry about monthly service charges. Some banks which offer rates as high as this account also charge you every month for the service, so you’re getting a good deal with this checking account. The account also includes free bill payments and free lifetime check orders.

For those who find the $10,000 minimum deposit too steep, Washington Savings Bank also has two checking accounts on offer. These are the Cash Rewards and the Tune Rewards. While their interest rates are not that impressive, their terms are enough to put these accounts in line with the best reward checking account in the country. The Cash Rewards allows you to earn up to twenty cents per debit purchase. The Tune Rewards, on the other hand, rewards account holders with $5 worth of iTunes downloads if certain requirements are met.

On the downside, these checking accounts are only available to New Hampshire and Massachusetts. Application requires a branch visit, but accounts could be funded through mail.

Washington Savings Bank is an FDIC member and has been around since 1985. It has received a four out of five stars rating from DepositAccounts.com and a three out of five stars rating from Bankrate.com. To know more about the insurance coverage, you can check FDIC Certificate # 90229.

Linn Area Credit Union offers an attractive interest rate with their high yield checking account. This money in the bank deal is tiered and has the following current interest rates:

• 3.00% APY for deposits of up to $25,000
• 0.25% APY for portion of the deposits above $25,000

In addition to earning this best reward checking account rate, you get to refund your ATM surcharges every month when you meet the checking account requirements. The following are the list of their monthly requirements:

• sign up for e-Branch
• receive your monthly statements electronically
• setup a direct deposit on your paycheck or retirement income
• make at least 12 signature based purchases using your debit card

You will receive an online notification if you meet the requirements and receive your earned reward. In case you did not meet the requirements then you will earn their base interest rate on the entire balance of your account. You do not have to worry since you still get a chance to earn the reward interest rate on the following cycle when qualifications are met.

This best reward checking account does not charge any monthly service fee, nor does it require you to maintain any minimum balance on the account. You can also enjoy unlimited check writing and unlimited debit card use at retailers. The dividend rate including the terms and conditions of this best checking account are subject to change anytime without prior notice.

Consumers who want to become a membership of Linn Area Credit Union must live or work in Iowa state in the counties of Buchanan, Cedar, Delaware, Benton, Linn, Johnson, Iowa, and Jones. Immediate family and household members are also eligible to join.

You may visit one of the credit union’s office and fill up their membership application form. You also need to open a share savings account which will require a minimum deposit of only $5. Finally, you need to provide a copy of at least 1 of your valid photo identification which includes driver’s license, passport, or social security card.

For more information about their reward checking account, current interest rate, and field of membership you may contact their member service line at 800-950-5228. Linn Area Credit Union has 5 locations in Iowa state in the cities of Marion and Cedar Rapids.

Linn Area Credit Union has been assisting its members since 1935. They already have 23,596 members with over $272 million in declared assets. The credit union has an NCUA charter number 63602.

Security Service FCU is offering a $150 Checking Account bonus to potential new members. All they have to do is open the Classic Checking Account and agree to receiving statements online or other paperless media by January 15, 2012. This was advertised by the credit union before 2011 ended, and is interpreted by most as a way to acquire more clients after their acquisition of the Family First FCU and the Beehive Credit Union which folded late last year.

The print for this is very fine, though, and it’s easy to mistake the promo as a national offer. It is only offered in Utah, however, and must be opened by visiting the main Utah branch. Also, there are limitations to the membership eligibility. Only those who work, worship, study and reside in Utah and Salt Lake Counties may be a member of the credit union.

If you’re one of the lucky few who fall under this category, and you don’t have an account with the credit union yet, you might want to jump at this opportunity. After all, it’s not everyday that $150 is handed to you just like that. The Security Service FCU is noted for its competitive rates in long-term CDs and being a member of the FCU can certainly let you in on a lot of perks. The overall health score of the credit union is not that bad, either. It earned four out of five stars from DespositAccounts.com and a three out of five stars from Bankrate.com. While these ratings are not exactly impressive, the credit union is federally insured through NCUA Charter # 11065.

Bank of Blue Valley offers a 3.00% APY with their reward checking account called Ultimate Checking Account. This maybe every checking account holder’s dream come true. However, as expected, there’s a catch, and this catch is hard to ignore. You will have to meet the “level-1” requirement which is to spend at least $1000 every cycle on designer point-of-sale items every single banking cycle. If you spend this much on designer clothes, accessories, and perfumes, a rebate credit card could benefit you more. Most depositors and account holders, in fact, find this first condition a deal-breaker.

However, if you prefer opening a checking account instead of using a credit card on these designer items for personal reasons, you might want to consider how the yield for this account regresses. It drops dramatically at 2.00% APY should you spend anywhere above $300 and $999.99 on the same designer POS items.

What’s more, these high yields will only be applied to balances not above $25,000. 0.55% APY will be applied to the portion above your 25K limit. If you are unable to meet the requirements, your yield dives to 0.20% APY.

Still, the checking account’s yield is competitive on paper. If you’re one of the few who find this deal useful, you’ll be happy to note that it’s very easy to apply for this account. All you have to do is check the bank’s rate schedule to confirm if these yields are still applicable, click on the “apply now” button, and follow the instructions online. They’re pretty clear-cut. Take note that the bank is known to restrict applications to their local vicinity only. The bank has branches scattered in Kansas. However, this particular account does have a high minimum spending requirement of $1000. You can take your chances and see if they’re willing to extend the offer outside of Kansas.

The rating for this bank is not that impressive. It only earned three out of five stars from DepositAccounts.com, and a low two out of five stars from Bankrate.com. If you’re willing to bet your money on the bank, though, you would be glad to note that they are federally insured under FDIC Certificate # 32722.

DuPont Community Credit Union provides a competitive interest rate with their reward checking account called Grow Green Checking. This money in the bank deal let’s you earn the following current interest rates:

• tier 1 -3.14% APY for balances up to $25,000
• tier 2 -1.87% APY for balances up to $25,000
• 0.05% APY for the portion of your balance above $25,000

You must also meet the following requirement to earn this best reward checking account rate:

• you must make at least 15 debit card purchases with $250 worth of transaction per month to earn the tier 1 reward dividend rate
• you must make at least 10 debit card purchases with $250 worth of transaction per month to earn the tier 2 reward dividend rate
• you must also access your electronic bank statement at least once a month

In case you do not meet this checking account requirement, you will still earn their base interest rate of 0.05% APY for your entire balance. You also get a chance to earn the reward checking account rate on the following cycle when qualification is met. Unlike other reward checking account, this account has no ATM fees reimbursement.

You can start earning this best reward checking account when you make an initial deposit of $1,000 to open an account. You must also maintain this balance or have a higher deposit in order to earn the reward checking account rate. In addition to this, you can also enjoy unlimited check writing, free online banking with bill payment, and free electronic bank statement.

Membership with DuPont Community Credit Union is open to individuals who reside, worship, work, or attend school in the counties of Buena Vista, Lexington, Harrisonburg, Staunton, Waynesboro, Shenandoah, Bath, Highland, Rockbridge, Rockingham, and Augusta in the state of Virginia. Relatives of existing member are also eligible to join.

It appears that you have to visit the credit union’s office to apply for membership. You will also be required to open a share savings account with a minimum balance requirement of $25. Please remember to bring valid photo identification when applying. If you still have questions with regard to their reward checking account, current interest rate, and membership requirement you may call their member service line at 540-946-3200.

DuPont Community Credit Union has a total of 9 branches in Virginia state in the cities of Harrisonburg, Waynesboro, Stuarts Draft, Verona, Woodstock, and Waynesboro.

The credit union was established in 1959 and has more that 59,000 members and has earned over $781 million in declared assets. They are also registered under the National Credit Union Association and has a certificate number 62474.

Carolina Premier Bank has a money in the bank opportunity with their reward checking account called Premier Rewards Checking. This money in the bank deal has an interest rate of 3.02% APY for balances of up to $25,000 and an interest rate of 0.25% APY for the portion of the balance above $25,000. You also enjoy unlimited nationwide ATM fee refunds when all qualifications are met. The following are the list of this best reward checking account requirements:

• make at least 12 purchases using your debit card
• receive electronic bank statement every month
• have st least 1 direct deposit or 1 automatic payment
• sign up and access online banking and make at least 1 electronic bill payment
• maintain another deposit account with Carolina Premier Bank

If you do not meet the requirements for the qualifying cycle, you do not have to worry since you will still earn their base interest rate of 0.25% APY on your whole balance and get a chance to earn their Premier Rewards and refund your ATM fees on the next qualifying cycle.

This best reward checking account provides additional benefits even if you do not meet the monthly requirements. These benefits includes unlimited check writing and debit card use, no monthly service fee, no minimum balance required to earn the rewards, free online banking with bill pay, free e-statements, and it requires a very minimal opening balance of only $200. Take note that the interest rate of this best checking account is subject to change anytime without prior notice.

Consumers who wants to take advantage of this best reward checking account may visit one of the bank’s branch to open an account. Carolina Premier Bank has 2 offices located in Charlotte, North Carolina. Please do remember to bring valid picture identification with your current address and phone number listed on it like driver’s license, passport, or other state issued ID. You may also contact their customer service line for additional information about their reward checking account and requirements at 704-752-9292.

Carolina Premier Bank has been in business since 2007. They have already reached over $188 million in declared assets. The bank is a member of the Federal Deposit Insurance Corporation and has a certificate number 58516.

First Arkansas Bank & Trust provides an attractive interest rate with their reward checking account called Kasasa Cash. This best checking account lets you earn an interest rate of 3.03% APY for balances of up to $25,000 and an interest rate of 0.50% APY for the portion of the balance above $25,000. Plus, you get to refund foreign ATM fees when all qualifications are met. This money in the bank deal has the following monthly requirements:

• have at least 10 debit card purchases monthly
• set up at least 1 ACH automatic payment, direct deposit, or online bill pay monthly
• sign in and log in to online banking monthly
• receive electronic bank statement monthly

If you do not meet the requirements during the monthly cycle, you will no longer be eligible to earn this best interest rate. Instead you will earn their base interest rate of 0.05% APY for your whole balance. Aside from this, you will no longer be qualified to refund your foreign ATM fees. You do not have to worry, you can still qualify to earn this best checking account rate and refund your ATM fees on the next cycle when qualifications are met.

This Kasasa Cash account is usually linked to a Kasasa Savers account. If you open a Kasasa Savers and meet the checking account requirements, you will not only earn the best interest rate on your checking account but also earn a high interest rate for your savings account. You can earn an interest rate of 1.00% APY for balances of up to $100,000 and 0.50% APY for portion of your balance above $100,000 in your Kasasa Savers account.

You still get to enjoy the following benefits of this best checking account even you do not meet the monthly requirements. These benefits include no minimum balance required after account has been opened, no monthly service fee, free online banking with bill pay, free electronic bank statement, and free unlimited check writing.

Their online banking allows you to monitor your account 24/7. You will be able to check the activities of your account, transfer funds, request for checks, and even check their latest promos. If you do not have an internet, you may also use their phone banking which provides pretty much the same services as online banking.

Individuals who want to take advantage of this best reward checking account may apply online. You just need to complete the application form, provide a copy of your valid photo identification like driver’s license, passport, or other state issued ID, and write a check which will be used to fund your new reward checking account. The checking account requires an initial deposit of $100 to open an account.

If you are not comfortable giving out your information online, you may also visit one of their branches. First Arkansas Bank & Trust has several branches in Arkansas state in the cities of Austin, Sherwood, Cabot, Quitman, Clinton, Pangburn, Concord, North Little Rock, Damascus, Marshall, El Paso, Jacksonville, Gravel Ridge, Heber Springs, Greenbrier, and Greers Ferry. In case you still have additional questions or concerns with regard to their reward checking account, current interest rate, or requirements you may call customer service line at 800-982-4511.

First Arkansas Bank & Trust is a full service financial institution which was established in 1949. They have grown to have over $690 million in declared assets. All deposit accounts are insured of up to $250,000 with the Federal Deposit Insurance Corporation. First Arkansas Bank & Trust has an FDIC certificate number of 16849.

Bank of Nebraska is still offering an attractive interest rate for their reward checking account called Investment Checking. This money in the bank has an interest rate of 3.04% APY for account balances of up to $15,000 and an interest rate of 0.10% APY can be earned for the portion of the balance above $15,000. All you need to do is meet their monthly checking account requirements to earn these best interest rates. The following is the list of requirements that you need to meet:

• sign up and log on to online banking every month
• subscribe and receive e-statements every month
• make at least 12 purchases using your debit card per statement cycle
• make at least 1 automatic withdrawal or 1 direct deposit per statement cycle

In case you failed to meet the bank’s prerequisites for the qualifying month, you do not have to worry since you still get to earn their base interest rate of 0.10% APY for your whole balance. Aside from this, you still get to enjoy unlimited check writing. Plus, this best checking account does not charge any monthly service fees.

Individuals who want to take advantage of this best reward checking account will be required to make an initial deposit of $100 to open an account. After the account opening there will no longer be any maintaining balance required to earn this best checking account rate. Take note that the interest rate may change after the reward checking account is opened, so make sure to check with the bank for their latest number.

It appears that a branch visit is required in order to open an account. Bank of Nebraska has branches located in the cities of Omaha, Bellevue, and LA Vista in the state of Nebraska. You just need to fill up their application form, provide a copy of your valid picture ID like driver’s license or passport, and a check worth $100 which will be deposited on to your new reward checking account. For more information about this best checking account and current interest rates, you may call customer service line at 402-331-8550.

Bank of Nebraska has a wide range of deposit accounts to offer their customers. They have been providing these financial services since 1974. The bank had already reached over $117 million in declared assets. Bank of Nebraska is also a member of the Federal Deposit Insurance Corporation and has a certificate number 21704.

United Mississippi Bank headquartered in Natchez city is pushing for their reward checking account which has an attractive interest rate called NetCheck. This best checking account will earn you an interest rate of 3.51% APY for balances up to $25,000 and an interest rate of 0.50% APY can be earned for the portion of the balance above $25,000. Best of all, you get a chance to refund all foreign ATM fees if qualifications are met. This reward checking account has the following requirement which needs to be met each month:

• have at least 10 or more debit card purchases post and clear
• set up at least 1 ACH debit or 1 ACH direct deposit post and clear
• subscribe and receive electronic bank statement every month

Failure to meet the monthly requirements will mean that you cannot refund your foreign ATM fees and you will earn a lower interest rate of 0.05% APY. The qualification cycle of this best checking account starts every 2nd Wednesday of the month and ends every 2nd Tuesday of the following month. Please do remember that the interest rate is subject to change anytime, so make sure to ask the bank for their latest checking account rates.

In addition, you still get to enjoy their best reward checking account benefits even though you do not meet the monthly requirements. These benefits include unlimited check writing, no maintenance fee, and no monthly service fee. You also get to manage your account by signing up for their free online banking. This service allows you to view your monthly statements, make bill payments, and check the activities of your checking account.

Individuals who want to take advantage of this best reward checking account may visit one of the bank’s branch to open an account. United Mississippi Bank are located in the cities of Natchez, Centreville, Fayette, Adams County, and Woodville in the state of Mississippi. Take note that the bank will be requesting for a copy of your valid photo identification as part of their requirement. You may first contact their customer service line if you still have questions or concerns with regard to their reward checking account, current interest rates, or requirements at 601-445-7000.

United Mississippi Bank has been providing financial services to its customers since 1973. They have already grown to have more than $262 million in declared assets. The bank is registered under the Federal Deposit Insurance Corporation and has a certificate number 21083.

MB Financial Bank is running a checking account promotion in celebration of their 100th anniversary. This money in the bank deal allows you to earn up to $200 bonus by simply opening a new MB Signature account, MB Classic account, or MB Red Checking account and meet their other requirements within the first 90 days the account was opened. The following is the list of requirements that needs to be met in order to earn the bonus:

• $100 can be earned when you set up a recurring direct deposit of at least $500 or more every month
• $50 can be earned when you set up a recurring automatic transfer of at least $50 or more every month from your checking account, money market, or savings account
• $25 can be earned when you make at least 1 bill payment of at least $25 or more every month
• $25 can be earned when you subscribe to electronic bank statement

Take note that the total bonus of $200 shall be made within 30 to 90 calendar days after the account is opened after which the transactions made will be verified by the bank. This checking account promo is subject to IRS Form 1099-INT reporting. The bank will require a minimum opening balance of $50 for their checking account.

This checking account promotion is available to new checking account customers. You must be also a resident or an employee working in Pennsylvania, Indiana, or Illinois state. You must also maintain your checking account open for at least 6 months or else the $100 bonus will be reversed. The bank also charges a monthly service fee ranging from $9.95 to $19.95 on their checking account. This promotion is scheduled to expire on January 31, 2012.

Reward Checking account

In addition to this checking account promotion, you also get to earn a very competitive interest rate with their reward checking account called MB Red Checking account which is one of their qualifying accounts for the promo. You can earn an interest rate of 4.00% APY for balances of up to $10,000 and potion of the balance above $10,000 will earn an interest rate of 0.25% APY. Finally, refund ATM fees of up to $5 per month. Of course, like other reward checking account you need to meet their monthly requirements in order to earn this best interest rate. The following are the list of the monthly requirements that needs to be met:

• make up to 15 signature based purchases using your debit card of at least $200 per month
• set up a bill payment of at least $50 or ACH deposit every month
• sign up and receive electronic bank statement every month

If you did not meet their requirements during the cycle then you will earn the base interest rate of 0.05% APY. You must also maintain an average daily balance of $2,000 to avoid the $11.95 monthly service fee. Take note that the interest rate of this best checking account is subject to change anytime without prior notice.

Consumers who want to take advantage of this checking account promotion may visit one of the bank’s branch located in the state of Illinois, Pennsylvania, and Indiana. If you do not have time to go to the branch, you may call the bank’s customer service line at 888-422-6562 or you may also choose to apply online.

MB Financial Bank has been assisting its customers with their financial needs since 1933. They are headquartered in Chicago, Illinois and has already reached over $9 billion in declared assets. The bank is also a member of the Federal Deposit Insurance Corporation and has a certificate number 3628.

1st Commonwealth Bank of Virginia offers a competitive interest rate for their reward checking account. This money in the bank deal has the following interest rates which you can earn every month:

• 3.01% APY can be earned on balances of up to $25,000
• 0.75% APY can be earned on portion of the balance above $25,000

You can start earning this reward checking account rate when you meet their monthly requirements. The following are the list of the checking account requirements:

• make at least 12 purchases using your debit card
• setup at least 1 ACH transaction / direct deposit or 1 bill pay through 1CBV online banking
• maintain a valid email address and receive electronic bank statement every month

If you are not able to meet the bank’s prerequisites, you will earn a lower interest rate which is 0.10% APY on your whole balance. You do not have to worry since you will not be charged with any monthly service and you still get to enjoy unlimited check writings. You also get a chance to earn this best checking account on the following cycle when all requirements are met. The bank did not mention anything about reimbursement of ATM fee.

Individuals who want to take advantage of this high yield checking account will have to make an initial deposit of at least $5 to open an account. This best reward checking account does not have any minimum balance requirement to earn the best interest rate. Take note that the current interest rates may change once account is opened.

It seems that a branch visit is required to open an account. You also need to bring a valid picture identification like driver’s license, social security card, or passport. The bank will be requesting a copy of this ID as part of their requirements. You may contact the bank through their customer service line if you still have questions with regard to their reward checking account and current interest rate at 703-387-5050.

1st Commonwealth Bank of Virginia has only one branch and they are headquartered in Arlington, Virginia. The bank is registered under the Federal Deposit Insurance Corporation with certificate number 18086.

First National Bank of Broken Arrow continues to push for their reward checking account which has a very attractive interest rate called First Reward Checking. You can earn an interest rate of 3.01% APY for balances up to $15,000 and earn an interest rate of 0.31% APY for the portion of the balance above $15K. This best checking account allows you to refund up to $25 worth of ATM surcharges when you meet the monthly requirements. These are the list of the 3 simple monthly requirements that needs to be met in order to earn this best checking account rate and refund your ATM fees:

• have at least 10 debit card purchases post and clear
• sign up and receive electronic bank statements
• have at least 1 auto debit or 1 direct deposit post and clear

If you do not meet the requirements during a given qualification cycle, you will then earn the non qualifying interest rate of 0.21% APY for your whole balance and you will no longer be able to qualify for ATM refund. The dividend of this best checking account is paid every month.

This best reward checking account does not require any minimum balance to open or earn an interest nor does it charge any monthly service fee even if you do not meet the monthly requirements. The bank may change the interest rate at anytime after the account is opened, so make sure to ask them for their latest checking account rate.

Consumers who want to take advantage of this best reward checking account may visit the bank’s website and complete the online application. You will be required to provide information like name, date of birth, current address and phone number, social security number, driver’s license number, and employer information. You will also need to write a check which will be used to fund your new checking account.

If you are not comfortable giving out your information online, you may also visit one of the bank’s branch located in Broken Arrow, Oklahoma. You may also contact their customer service line if you still have questions or concerns with regard to their checking account specifics or current interest rate at 888-255-5371.

First National Bank of Broken Arrow has been providing its services to their customers since 1904. The bank is also insured with the Federal Deposit Insurance Corporation and has a certificate number 4050.

SAC Federal Credit Union provides a money in the bank opportunity with their reward checking account called High Yield Checking. The credit union lets you earn an interest rate of 3.01% APY for your deposits of up to $25,000 and earn an interest rate of 0.15% APY for the portion of your balance above $25,000. You can also reimburse your foreign ATM fees of up to $10 per month when you meet the monthly requirements. Here are the following checking account requirements that needs to be met:

• make at least 12 purchases using your debit card
• sign up and receive electronic bank statement

If requirements are not met during the monthly cycle, you will no longer be eligible to refund your ATM fees and you will earn a lower interest rate which is 0.10% APY. The good thing about this reward checking account is that it gives a chance to earn their best interest rate on the following months cycle when you meet the requirements.

This best checking account requires an initial deposit of $100 to open an account. This money in the bank deal does not require any minimum balance to earn an interest nor does it charge any monthly service fee. Best of all, you get to enjoy unlimited check writings. You can also monitor your account using their free online banking with bill pay. Take note that the interest rate may change anytime without notice.

Membership with SAC Federal Credit Union is open to individuals who live, attend church, work, go to school in the counties of Douglas, Cass, and Sarpy in the state of Nebraska and also in Pottawattamie county in Iowa. Business or other legal entities located within those areas are also eligible to join. Immediately family of existing members can also join the credit union.

You may choose to apply online or visit one of the credit union’s office. You will be required to submit a copy of valid picture ID like driver’s license or social security card. You also need to open a savings account which only requires a very minimal initial deposit of $5. If you have questions with regard to field of membership, requirements, or reward checking accout specific you may call customer service at 402-292-8000 or 800-228-0392. You can also drop by the credit union’s office located in Nebraska state in the cities of Plattsmouth, Bellevue, Papillion, Gretna, Omaha, Offutt AFB, and OMAHA. They also have several branches in Council Bluffs, Iowa.

SAC Federal Credit Union was federally chartered in 1946. Currently, they have already reached 64,623 members with over $516 million in declared assets. The credit union has an NCUA charter number 5400.

Golden Plains Credit Union invites its members to take advantage of their reward checking account called Golden Reward Checking. This best reward checking account has the following current interest rates:

• 3.01% APY can be earned on balances of up to $25,000
• 0.30% APY can be earned on portion of the balance above $25,000
• up to $25 worth of foreign ATM fees can be reimbursed

You can start earning this best interest rates and reimburse your ATM fees when all qualifications are met. The following are the list of the reward checking account requirements:

• sign up and log on to Golden Plains Online banking at least once a month
• make at least 10 debit card purchases post and clear every cycle
• subscribe and receive electronic bank statement monthly

These requirements must be met every month in order to earn the best interest rates. If you do not meet the requirements for the qualifying month, you will instead earn their base interest rate of 0.10% APY. Aside from this you still get to enjoy unlimited check writing and a chance to earn this best interest rate when qualifications are met on the following month.

Like other reward checking account, this does not charge monthly service fee nor maintenance fee. This best checking account is available to Kansas residents only and it is limited to one account per member. The dividend of this best checking account is compounded daily and paid monthly.

Membership with Golden Plains Credit Union is open to anyone who lives in Western or Central Kansas, the Liberal trade area, and their immediate family. Employees of the credit union including members of the Lee Richardson Zoo are also eligible to join the credit union’s membership.

A branch visit is required in order to apply for membership. You also need to deposit a minimum of $10 to open a share savings account. Do not forget to bring valid picture identification or other identifying documents since the credit union will be requesting for a copy.

You may contact the credit union first before applying in case you still have questions with regard to their reward checking account, membership eligibility, or current interest rate at 800-825-7661. Golden Plains Credit Union has several branches located in the cities of Ulysses, Quinter, Phillipsburg, Liberal, Lakin, Hesston, Hays, and Garden City in the state of Kansas.

Golden Plains Credit Union has been assisting its members with their financial needs since 1951. Currently, the credit union has reached over $352 million in declared assets. The credit union is federally insured by the National Credit Union Association and has a charter number 62542.

Classic Bank continues to provide attractive interest rate for their reward checking account. The bank lets you earn an interest rate of 3.01% APY for balances of up to $15,000. An interest rate of 0.75% APY can be earned on balances above $15,000. You also get to automatically refund your ATM surcharges when monthly qualifications are met. The following are the list of the monthly requirements:

• sign up and receive electronic bank statements every month
• make at least 10 purchases using your debit card at the point of sale
• setup at least 1 direct deposit or 1 automatic payment
• provide a valid email address

In case you do not meet the prerequisites of the reward checking account, you will instead earn their base interest rate of 0.10% APY. Aside from that, you are no longer qualified to refund your ATM surcharges. You can still earn their best checking account rate on the following monthly cycle when all qualifications are met.

This best reward checking account allows you to make unlimited transactions. The checking account does not require any minimum balance to earn rewards nor does it charge any monthly service fee. You also get to enjoy unlimited browsing of your account through online bank. In addition, you get to have overdraft bounce protection worth $750.

Consumers who want to take advantage of this best reward checking account will be required to deposit a minimum of $100 to open an account. You are given 3 options to apply: you can do it online, or call the bank, and lastly by visiting one of the bank’s branches. Take note that once the checking account is opened the interest rate may change, so make sure to ask the bank for their latest numbers.

If you still have questions with regard to checking account specifics and requirements on opening an account please call customer service at 254-697-6461. Classic Bank has several branches located in the cities of Cameron, Giddings, Rockdale, Bastrop, and Rosebud in the state of Texas.

Classic Bank offers a wide range of deposit accounts that will fit to their customers financial needs. They have been in business since 1889. The bank is insured with the Federal Deposit Insurance Corporation and has a certificate number 3126.

Maine State Credit Union is pushing for their best interest rate reward checking account called Advantage Checking. This money in the bank deal lets you earn an interest rate of 3.04% APY for deposits of up to $25,000 and earn an interest rate of 0.25% APY for deposits above $25,000. You can also reimburse up to $25 worth of ATM surcharges when you meet the checking account requirements. The following are the of monthly requirements that needs to be met:

• make up to 12 or more debit card purchases each statement cycle
• make at least 1 ACH debit or direct deposit posted every month
• subscribe and receive electronic bank statements
• sign up and visit online banking every month

If requirements are not met for the qualifying cycle, you will earn a lower interest rate of 0.05% APY. You do not have to worry since you can still earn this best checking account rate on the following cycle when all requirements are met. You can start taking advantage of this best checking account since it does not require any minimum opening balance. You can also enjoy unlimited check writing with free online banking.

Maine State Credit Union membership is open to individuals who live, work, attend school, or worship in the counties of Somerset and Kennebec in the state of Maine. Employees, retirees and pensioners of Maine Housing Authority, Maine Technical College System, Maine State Employees’ Association, Maine State Retirement System Employees, Cumberland County Employees, and Maine State Employees are also eligible to join. Immediate family membership of the following employees are also welcome to join the membership of the credit union.

You need to print a copy of the application form online, fill up the form, write a check worth $25 which will be deposited on to your new share savings account. In addition, you also need to provide a copy of a valid picture ID like driver’s license, social security card, or passport. You may send all documents at the credit union’s mailing address which is P.O. Box 5659 Augusta, Maine 04332.

For more information about the credit union’s membership eligibility, requirements, and current interest rates you may call their customer service line thru 800-540-8707. You may also visit one of their branches located in the cities of Waterville and Augusta in the state of Maine.

Maine State Credit Union has been operating as a non profit financial institution since 1935. They are considered to be one of the largest credit union in the state of Maine and has over 25,000 members and has reached over $331 million in declared assets. The credit union has an NCUA charter number 63377.

Advance Financial Federal Credit Union is running a checking account promotion which earns you up to $200. This best checking account promo is scheduled to end in December 31, 2011. You can earn the full $200 bonus when you meet the requirements during the promo period. Here are the following requirements that you need to meet:

• open a new checking account and sign up for their debit card and you get to earn $50
• set up a direct deposit of your recurring check for a minimum of $100 during the promo period and earn $100
• subscribe to online banking and make online bill pay every month and earn $50

According to the credit union’s website, you must maintain your checking account open, setup online bill pay and direct deposit for a minimum of 6 months to receive your bonus. This bonus is considered as interest and will be reported to the IRS.

You can choose to open their Free Checking, Better Than Free Checking, or Advantage Plus Checking. These checking accounts does not require any minimum balance to open an account. Best of all it does not charge any monthly service fee and enjoy unlimited check writing. You also get to access your account by using their free online banking.

Membership with Advance Financial Federal Credit Union is open to people who reside, work, volunteer, worship, or attend school in Lake County, Indiana. Immediate family and household members are also eligible to join. You may apply for membership online. You will be required to open a share savings account with a minimum deposit of only $5. You must also submit valid picture ID as part of their membership requirement.

For additional information about the credit union’s membership, requirements, and checking account promo you may call their customer service line at 219-392-3900 or 800-888-0959. you may also visit one of their branches located in the cities of Schererville, East Chicago, and Gary in the state of Indiana.

Advance Financial Federal Credit Union has been providing financial services to its members since 1937. They have already reached 19,391 members with over $148 million in declared assets. The credit union has an NCUA charter number 24078.

Erie Federal Credit Union provides attractive interest rates on their reward checking account called Dividend Plus Checking account. This money in the bank deal lets you earn an interest rate of 3.56% APY for deposits of $500 up to $25,000 and an interest rate of 0.10% APY can be earned on deposits above $25,000. You also get to have four free foreign ATM transactions which is worth $6 every month. You can start earning all this when you meet the monthly requirements:

• maintain an average daily balance of at least $500 monthly
• make at least 15 or more pin or signature based purchases every month
• enroll and access online banking monthly
• subscribe and receive electronic bank statements
• pay at least one bill online per month

If these requirements are not met during the monthly cycle, the interest rate will drop to 0.10% APY. Aside from that, you will be charged $2 monthly service fee. You do not have to worry since you will still be able to earn the best checking account rates on the following month if requirements are met.

This best checking account has a lot of great features that you can take advantage of. You can get one box of free checks annually for net pay direct deposit and you get 2 boxes free of checks annually for direct deposit of retirement benefits or Social Security. Ordering of checks should be mad online. In addition, you get to manage your account using free online banking with bill pay and get free bank statements electronically.

You can become a member of Erie Federal Credit Union if you live, worship, work, or attend school in the counties of Crawford or Erie, Pennsylvania. You may also be eligible if one of your relatives are member of the credit union. You just need to complete the application online, open a share savings account amounting to $5, and submit at least one copy of your valid picture ID like driver’s license, passport, or social security card.

If you still have question with regard to their membership, reward checking account specifics, or requirements you may call the credit union at 814-825-2436 or 800-480-0494. You can also visit one of their 8 branches located in Erie, Pennsylvania.

Erie Federal Credit Union has been operating as a non profit financial institution assisting its members with their financial needs since 1936. Today, the credit union has already earned over $341 million in declared assets. They are also insured with the National Credit Union Association and has a certificate number 1476.

Riverset Credit Union has an ongoing promotion with their checking account. This money in the bank deal lets you earn up to $150 bonus when you meet the credit union’s requirements. This checking account promo is scheduled to end on November 15, 2011. The following are the list of requirements that needs to be met to earn the checking account bonus:

• open a checking account and set up a payroll deduction or direct deposit and you will receive $50 in cash plus 5,000 reward bonus points which is equivalent to $50 value
• subscribe to electronic bank statement and make online bill pay and you will receive another 5,000 reward bonus points which is equivalent to $50 value

You can choose to open a Free Checking account which has no minimum balance and has free online banking with bill pay. You can also choose their Interest Checking account which will require you to deposit and maintain a minimum of $1,500. Once everything is accomplished the $100 value reward bonus points plus the $50 will be credited on to your account on the following month.

Membership with Riverset Credit Union is open to those who live, attend school, work or worship in the counties of Butler, Allegheny, and Beaver in the state of Pennsylvania. Legal entities and businesses that are conducting business in these counties are also eligible. Once you become a member, your immediate family and household members will also be eligible to join the credit union.

Individuals who want to apply for membership may contact the credit union and request for an application form. You may also visit one of their branches located in Pittsburgh, Pennsylvania to apply. You are also required to open a share savings account which will require a very small opening balance of $5 as part of their membership requirements. Do not forget to bring identification documents with your picture and current address on it. For more details about their membership, requirements, and checking account promo please call customer service line at 412-488-2525.

Riverset Credit Union is one of the oldest credit union in the city of Pittsburgh which was established in 1934. They have grown and has reached over 14,698 members with $124 million in declared assets. The credit union is also insured with the National Credit Union Association and has a charter number 65138.