Addison Avenue Federal Credit Union invites its members to take full advantage of the money in the bank opportunity through their Dividend Rewards Checking account which has a best interest rate of 2.07% APY for balances through $25,000 if the monthly requirements are satisfied. Portions of the balance above $25K earns 0.42% APY. The base interest rate is 0.05% APY.

The monthly requirements to enjoy the best interest of this best checking account are the following:

• Make at least 12 purchases using the debit card
• post a direct deposit or a recurring auto debit
• Opt for electronic statements over paper bank statements

This checking account is a free checking so account holders do not have to worry about fees and minimum balance requirements. It does not say up to how much but it also comes with free rebates for ATMs anywhere in the U.S.

Other perks of the best reward checking account includes free access to electronic funds transfer, automatic overdraft transfers, and check safekeeping online.

If you want to open an account, you can accomplish an account application through their website. You can call them through 1877-233-4766 if you have inquiries with regard to their products and services.

The credit union welcomes individuals who are affiliated with the FFA or Financial Fitness Association. This group practically welcomes anyone to its roster with a membership fee of just $5.

You can also become a member of the Addison Avenue Federal Credit Union through select employee groups, family members, or accredited associations. Check out their membership page to know the full details of how you can sign up.

The credit union has offices in California, Washington State, Texas, Delaware, Georgia, Idaho, Colorado, Massachusetts, Oregon, and Puerto Rico.

This is a sizable credit union that is listed with the NCUA.