3.00% APY for reward checking account with Harborstone Credit Union
Harborstone Credit Union offers BreakFree Checking, a high interest reward checking account, which has some competitive interest rates given that the monthly requirements are sufficed:
• 3.00% APY for balances through $50.000
• 0.05% APY on portions of the funds above $50K
• Base interest rate is 0.05% if the account holder does not meet the monthly requirements
• Reimbursement of ATM fees incurred in any state
The earnings of the best reward checking account can be enjoyed if you make at least 12 purchases using the debit card from Visa. You also need to make at least 2 payments using the online bill pay system.
The current interest rates are still posted on the website of the bank but remember that these can be changed any time. Earnings of this account are compounded and credited on a monthly basis.
The reward checking account can be opened with an initial fundnign of $25. You do not have to worry about any balance requirements nor for any monthly service charge with this checking account. You also get free checks with his account.
Harborstone, headquartered in the state of Washington, accepts applications from individuals who work, worship or live in the state. Those who are retired members of the Coast Guard, Marine, Navy, Army, or the US Air Force are also eligible to sign up. Retired personnel of the civil service are also qualified to join regardless of their current residency. You can check out the membership page of the credit union to learn more of the details.
On the website, you can click an online membership if you want to apply. The credit union asks for a one-time signup fee of $5 plus a $25 deposit into a savings account.
Harborstone has offices in several cities in the Washington state. They have branches in Puyallup, Spanaway, Lakewood, Lacey, Gig Harbor, Fife, Bonney Lake, and in McChord AirForce Base.
The ratings for soundness and safety of the credit union are quite strong. Bankrate.com and BauerFinancial issued 4 stars for their report based on their June 2009 data. The credit union is covered by the NCUA through charter number 66399.
You can be earning hundreds or even thousands of dollars a year in CD investments, money market, and cash back credit cards. Subscribe to our free newsletter below to learn how to maximize your rewards, improve your credit, and make money!
