Commercial Bank headquartered in TN and KY offers a high interest reward checking account through their Hometown Rewards Checking that has the highest interest rates:

• 3.01% APY for deposits through $25,000
• 0.51% APY for funds above $25K
• 0.05% base interest rate if requirements are not sufficed
• ATM fees are refunded every cycle

You can enjoy the benefits of this best reward checking account if you are able to make at least 1o purchases using the debit card and set up a direct deposit or automatic payment every month.

The best checking account from Commercial Bank requires a $100 opening deposit. The bank does not impose any balance requirements and they do not charge any monthly fees. You will also be able to use their bill payment online.

Interested individuals need to drop by a nearest branch to open an account. The have offices spread across Tennessee and the state of Kentucky. Some of these branches are located in the cities of Barbourville, Cumberland, Luttrell, Kingsport, Harrogate, and Pineville.

The interest rate posted on the bank’s website has an old date but we have spoken to a customer service representative and were told that these are still in effect. The figures may change any time so it will be best to contact the bank prior to signing up for anything. If you have questions about their products and services you can call them through 423-869-5151.

The rating of the bank is satisfactory with BauerFinancial giving it 3 ½ stars for performance and Bankrate.com issuing 3 stars for soundness and safety.

The bank has been indexed with the FDIC since 1976. They are covered through certificate number 22354.