Decatur State Bank is pushing for their best interest rate rewards checking account. The bank provides 3.04% APY interest rate if you have a balance of up to $50,000. You will then earn 1.00% APY interest rate for amounts above $50,000. This money in the bank is called In Touch Rewards Checking. You can enjoy the benefits of this high interest rewards checking account when you meet the following requirements:

• use your check card at least twelve times for purchases
• make at least one automatic payment or a direct depposit
• use internet banking
• opt in for electronic bank statement

Account holders need not worry in case you do not meet the monthly requirements since you will still earn the base interest rate of 0.10% APY. You can try to satisfy the requirements during the next cycle.

Interested individuals can click the “Apply Now” button on the bank’s website. This will lead you to a secured site where you can accomplish the reward checking account application form without worrying that your personal information might be stolen.

Take note that the interest rates that we poted above has an old date based on the bank’s info page. The checking account rates may vary upon account openning. You can try to visit the website for the latest numbers or you can also inquire thru the banks customer service line 479-752-3281 (Decatur Branch).

Decatur State Bank has an asset size of more than $200 million. It has branches in Decatur, Gentryand Siloam Springs in the state of Arkansas.

Decatur State Bank is Federal Deposit Insurance Corporation insured.