3.30% APY Best Reward Checking Account with Civic Bank & Trust

Civic Bank & Trust offers consumer to take advantage of their high interest rate rewards checking account called Civic Elite Checking. The bank is giving their top checking account rate of 3.30% APY on account balances up to $30,000. You also get ATM surcharges refunded as long as you meet the pre-requisites of the bank. You can also earn 0.75% APY on balances above the $30,000 cap. These are the following requirements that you need to meet in order to enjoy this best interest rates:

  • make at least 10 purchases using your check card
  • setup an ACH automatic debit or at least one direct deposit per statement cycle
  • enroll to internet banking
  • subscribe to electronic bank statement

In case you do not meet the requirements listed above, you will have to shoulder a fee of $20.00 for that month. Civic Bank & Trust requires you to deposit a minimum balance of $1,000. You also need to visit one of their branches to open this Civic Elite Checking account. Take note that rates may change anytime without notice.

Civic Bank & Trust is headquartered in 3325 West End Avenue, Nashville, Tennessee 37203. You may also call their customer service line thru 615-515-8000.

Civic Bank & Trust is a member of FDIC since 2005 with Certificate number 58040.

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Posted on 23rd April 2011 by Randell in Reward Checking Accounts

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