The Kemba Credit Union based in Ohio is pushing for Get Green Checking which is their high interest rate checking account. The best interest rates are given if certain monthly requirements are met:

* Deposits through $25,000 earn 3.50% APY
* Funds above the $25K line get 0.25% APY
* Base interest rate of the checking account is 0.15% APY
* Reimburses up to $20 of ATM fees every month

The current interest rates are still used on the micro website of the bank. It has an old date so it will be wise to get the latest numbers from the bank before filling up any application form.

You can enjoy the rates of this best checking account if you can suffice the following requirements: complete 12 debit card purchases, make an automatic payment or receive a direct deposit, use online banking, and opt for electronic statements.

Interested consumers can open an account without having to worry about minimums on opening balance and maintaining requirements. The bank does not collect any monthly service fees as well. According to the prints on the micro website you can open multiple accounts but you need to meet the monthly qualifications for each checking account.

The Kemba Credit Union welcomes membership application from individuals who live, worship, work, or study in the following counties of Ohio: Warren, Preble, Montgomery, Miami, Highland, Hamilton, Greene, Clinton, Clermont, Clark, Butler, and Brown. You can visit their membership page to see the full details for the sign up. The credit union requires a balance of at least $5 in a savings account.

They have offices in West Chester, Harrison, Amelia, and Cincinnati, Ohio. There is also a branch in Bluffton, Indiana.

The financial ratings of the credit union are quite strong. Bankrate.com gave 4 stars for their soundness and safety. BauerFinancial, on the other hand, stamped 5 stars on their performance evaluation.

The Kemba Credit Union is insured with the NCUA through charter number 61810.