3.50% APY Best reward checking account with Central Sunbelt Federal Credit Union

Central Sunbelt Federal Credit Union offers their best interest rate rewards checking account. This best checking account gives you an interest rate of 3.45% APY for balances up to $25,000. If you go beyond the $25k cap, this portion of the fund gets to earn an interest rate of 0.50% APY. You can also refund ATM surcharges of up to $25 when you meet the following monthly requirements:

  • make purchases using your debit card at least 10 times
  • subscribe to electronic bank statement
  • set up at least one ACH withdrawal or a direct deposit

For each month that you don’t meet the requirements listed above, you will not be able to have your ATM fees refunded and you will only earn their base interest rate which is 0.25% APY. The earnings of this high yeild checking account is paid every month. Take note that interest rate may change after opening your account so make sure to always check for the latest rate with the credit union.

Individuals who want to become a member may be qualified if they work, worship, live, or attend school in the counties of Lamar and Forrest. You may also check the list of their field of membership and employee groups on the credit union’s website. You also have an option to call Central Sunbelt Federal Credit Union if you are not sure if you are qualified thru 601-649-7181. You may complete the application form online to join.

Central Sunbelt Federal Credit Union has branches in Congress, Sawmill Road, South Westover Drive, and Lincoln Road in the state of Mississippi.

This credit union was charted in 1953 and was first named as The Masonite Employees Federal Credit Union. In January 1, 1983 the name was changed to Central Sunbelt Federal Credit Union. Today, they already have over $170.2 million in assets. They are federally insured by the National Credit Union Association with charter number 8905.

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Posted on 4th June 2011 by Randell in Credit Union Reward Checking Account

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