3.50% APY Best reward checking account with Plus4 Credit Union
Plus 4 Credit Union is pushing for their best interest rate reward checking account. This money in the bank deal lets you earn an interest rate of 3.50% APY on balances up to $25,000. Portions of your balance beyond the $25k cap earns an interest rate of 1.01% APY. You also get to have your ATM fees refunded up to $25 when you meet the following requirements:
- use online banking at least once per statement cycle
- make at least one automatic payment or setup a direct deposit on your account
- use debitcard for purchases for about 10 times
- subscribe to electronic bank statement
In case you don’t meet the requirements on that month, you still get to earn their base interest rate of 0.01% APY. In addition to that, you still have a chance on the following month to earn the best interest rate for their reward checking account. The bank requires a minimum of $50 to open an account. The bank does not require any monthly service fee. Take note that interest rates are subject to change after the account has been opened. You may also contact customer service line to inquire onhow to open an account thru 800-621-6752.
Plus 4 Credit Union welcome individuals who work, live, worship, or attend school and businesses which are located within 10 miles from the following locations:
4600 Aldine Bender Rd, Houston, Texas 77315
401 Franklin Ave., Houston, Texas 77201
9998 Almeda Genoa, Houston, Texas 77075
You may also check on the credit union’s website for the field of membership and selected employee group list. To inquire about qualifications for membership you may call Plus 4 membership office thru 713-970-6200. After checking for the qualification, you may complete the application online. You are also required to deposit a minimum of $5 to open you share savings account.
Plus 4 Credit Union has branches located in North Houston, Downtown, and Almeda Genoa in the state of Texas.
The credit union was established in 1929. they currently have over $125 million in declared assets. They are also insured by the National Credit Union Association with charter number 61457.
You can be earning hundreds or even thousands of dollars a year in CD investments, money market, and cash back credit cards. Subscribe to our free newsletter below to learn how to maximize your rewards, improve your credit, and make money!









