Treynor State Bank is pushing for their best checking account called Kasasa Cash checking. The bank lets you earn an interest rate of 3.51% APY on balances up to $25,000. The portion of the deposit beyond $25k earns you an interest rate of 1.01% APY. You can refund ATM fees of up to $25 when you meet the following requirements:

• make at least 15 purchases using your debit card at the point of sale
• setup at least 1 ACH auto debit, direct deposit, or online bill payment
• subscribe to electronic bank statement

In case you do not meet the bank’s monthly prerequisite you will not be able to refund your ATM fees and you will only earn their base interest rate of 0.05% APY. You don’t have to worry since you will still be able to get unlimited free checking and get a chance to get this best interest rate on the next month. You need to deposit a minimum of $50 to open this reward checking account.

This best checking account has useful and practical features like: free online banking with bill pay, overdraft reserve, no monthly service fee, no minimum balance requirement and insured up to $250,000.

You can take advantage of this best checking account if you are a resident of the state of Iowa, Missouri, Kansas, or Nebraska. You just need to complete the application online. If you have questions or concerns with regards to this high yield checking account you may call customer service thru 712-487-3000.

The bank has a total of 3 branches located in the cities of Macedonia, Council Bluffs and Treynor in the state of Iowa.

Treynor State Bank has been providing it services since 1923. Currently, they have grown to have over $211 million in assets. The bank is also insured by the Federal Deposit Insurance Corporation with certificate number 14812.