Heritage Bank of the Ozarks provides their best interest rate reward checking account called Kasasa Cash Checking. This money in the bank deal has an interest rate of 3.55% APY for balances of up to $25,000. the portion of the balance beyond $25k earns you an interest rate of 0.55% APY. You can also refund ATM surcharges when you meet the following requirements:

• setup at least 1 automatic payment or direct deposit
• make at least 15 debit card purchases at the point of sale
• subscribe to electronic statement

In case you do not qualify for the current cycle, you will not be able to refund your ATM fee but you will earn the banks base interest rate of 0.15% APY. You still get a chance to earn their best interest rate on the following cycle when you meet all the requirements for the reward checking account.

This best checking account requires you to deposit a minimum of $100 to open an account. After opening of your checking account, the bank will not be requiring a minimum balance nor charge a monthly service fee. You can also pay your bill online free when you enroll to internet banking. Please remember that the current interest rate provided by the bank is subject to change anytime without prior notice.

Consumers who wants to take advantage of this best reward checking account may complete the application through the banks website. In case you have questions or concerns with regard to their reward checking account or current interest rate you may call their customer service line thru 417-532-2265.

Heritage Bank of the Ozarks is headquartered in Lebanon, Missouri.

The bank has been in business since 2003. They have currently reached over $41 million in declared assets. Heritage Bank of the Ozarks is insured by the Federal Deposit Insurance Corporation with certificate number 57576.