Bank of Bolivar provides their best checking account called Ultimate Free Checking Account. The bank lets you earn an interest rate of 3.56% APY for balances up to $20,000. Portion of the balance over $20,000.01 earns you an interest rate of 0.60% APY. In addition to this you get to refund your ATM surcharges when you meet the following requirements:

• make at least 10 debit card purchases at the point of sale
• setup at least 1 ACH automatic debit or direct deposit per statement cycle
• subscribe to electronic bank statement

This money in the bank deal requires you to make an initial deposit of $100 to open an account. The bank does not require any monthly service fee nor minimum balance after opening this best checking account. You can also enroll to online banking to be able to access your account and setup bill payment at your convenience. Take note that the current interest rates listed above is subject to change anytime without prior notice.

It seems that you will have to visit the bank to open this best reward checking account. Please do not forget to bring proper identifications like driver’s license and other government issued ID’s since the bank may ask for a copy of it. You may also call customer service for questions or concerns with regards to opening of reward checking account and current interest rate thru 417-777-6500.

The bank has a total of 4 branches located in the cities of Fair Grove, Bolivar, and Springfield in the state of Missouri.

Bank of Bolivar started providing its services to its customers in 1997. They already have over $201 million in declared assets. The bank is also insured by the Federal Deposit Insurance Corporation with certificate number 34397.