View Point Bank provides their best interest rate reward checking account called Absolute Checking. The bank lets you earn an interest rate of 4.00% APY for balances of up to $25,000. You can earn an interest rate of 0.95% APY for the portion of the balance above $25,000 to $100,0000. For the portion of the balance above $100,000 lets you earn an interest rate of 0.04% APY. You can also have your ATM surcharge refunded when you meet the following requirements:

• make at least 15 purchases using your debit card at the point of sale
• setup at least one ACH auto bill pay or direct deposit
• subscribe to electronic bank statement through internet banking

Take note that if you do not meet the requirements, you will not be able to refund your ATM fees and you will only earn their base interest rate. You can enjoy this best checking account by depositing as little as $100 to open an account. Another good news is that the bank does not require monthly service fee nor maintenance fee on your reward checking account. Please remember that once the account is opened the interest rate may change, so make sure to checking for the latest numbers.

Individuals who want to apply for this best checking account may visit the bank’s website and complete the application form online. Make sure to have your proofs of identification ready like your social security number, driver’s license and also your checking or debit card to be used for deposit for your new account. You may also call customer service for questions with regard to current interest rate thru 800-578-9009.

The bank has branches located in the cities of Oak Cliff, Grand Prairie, Euless, Dallas, Wylie, Richardson, Plano, McKinney, Grapevine, Garland, Frisco, Coppell, Carrollton, Allen and Addison in the state of Texas.

View Point Bank started providing its services in 2006 and have already grown with over $2.8 billion in declared assets. They are also a member of the Federal Deposit Insurance Corporation with certificate number 17993.