The Geo. D. Warthen National Bank is pushing for their best reward checking account which offers 4.01% APY for balances of up to $15,000. The portion of the deposit beyond $15,000 gets 0.50% APY. You can enjoy these best interest rates when you meet the following monthly requirements:

• use your debit card twelve times at the point of sale
• post at least 1 ACH debit or credit per statement cycle
• enroll for electronic bank statement
• register a valid email address

In case you do not meet the above requirements of this reward checking account, the interest rate that you will get is 0.10% APY.

The Geo. D. Warthen National Bank requires you to deposit a minimum balance of $100 to open this reward checking account. The account holders will also have the following perks:

• there is no monthly service fee
• there is no minimum maintaining balance
• first order of checks is free
• charges are not on a per check basis
• foreign ATM surcharges will be refunded when the account holder satisfies the requirements for the cycle.

Take note that the interest rates offered by the bank may change without prior notice. You may also try to visit their website from time to time to check on their rates. The account’s interest rate is compounded and credited on a monthly basis.

The Geo. D. Warthen National Bank offers this reward checking account to consumers residing in Johnson, Glascock, Washington, Hancock, Baldwin, Wilkinson, and Jefferson Counties in Georgia.

It seems that you need to visit their office if you want to open an account. The Geo. D. Warthen National Bank main office is located at 216 N Harris St. Sandersville, GA 31082. If you have questions or concerns regarding opening an account you may contact them thru 478-552-6901 or you may also email them at info@gdwbank.com.

The Geo. D. Warthen Bank was established in 1871. The bank currently has a total of $171.24 million in assets. They are also the oldest bank in Washington County.

The Geo. D. Warthen Bank is a member of FDIC with certificate number 2154.