The First National Bank of Dieterich headquartered in Illinois invites consumers to take advantage of their high interest reward checking account called Prime Rewards Checking. The current interest rates are very competitive and can be earned as long as you meet the monthly requirements:

• 4.01% APY for deposits through $25,000
• 1.75% APY for portions of the fund above $25K
• 0.20% APY base interest rate if the monthly requirements are not met
• Refunds ATM fees incurred anywhere in the US

The interest rates for this best checking account can be enjoyed if you are able to fulfill the requirements every cycle:

• Make 10 purchases using the debit card
• Use online banking
• Opt for electronic statements

Interested individuals can open this checking account for an initial deposit of $25. The bank does not collect any monthly service fees and they do not impose any requirements for minimum balance. Like most of these money in the bank deals, it also give you access to their online bills payment system.

You can click a link to an online application on the Prime Rewards Checking webpage. Take note that this is a local reward checking account deal available only to residents of certain counties in Illionois like Coles, Cumberland, Clark, Crawford, Richland, Clay, Fayette, Shelby, Jasper, and Effingham.

First National Bank of Dieterich has offices in Effingham, Newton, and Dieterich.

The bank has some strong financial ratings. Bankrate.com issued 4 stars when it reviewed its performance. BauerFinancial meanwhile evaluated the bank’s soundness and safety and stamped their report also with 4 stars.

The bank is insured with the FDIC through certificate number 3787.