Cross Keys Bank headquartered in Louisiana offers their best checking account called Gold Key Rewards Checking. This high yield checking account gives the following interest rates given that you suffice some monthly requirements:

* 4.05% APY for deposits through $25,000
* Any funds above $25K earn 1.00% APY
* Base interest rate is 0.10% given if requirements are not satisfied
* Up to $25 ATM fees incurred in any state can be refunded every cycle

The highest interest rates for this checking account can be enjoyed given that the following requirements are met:

* Account holder must complete at least 12 purchases using the Visa Check Card
* Receive a direct deposit or set up an auto debit via ACH
* Enroll in internet banking
* Opt for electronic statements

Interested consumers can open an account for as little as $100. The bank does not charge any monthly fees and do not oblige customers to maintain a certain minimum balance. The bank limits this reward checking account to one for every primary account holder.

You can find an online application form on their website. You can also checkout CheckingFinder.com and this program is listed. We tag this as a national deal since it accepts all zip codes upon application. This might be changed any time without notice.

Cross Keys Bank has offices in Waterproof, Talluhah, St. Joseph, Sterlington, Rayville, Monroe, and West Monroe.

The bank has excellent ratings for soundness and safety. Bankrate.com issued 4 stars while BauerFinancial gave the bank 5 stars.

The bank is covered by the FDIC through certificate number 9322.