Texas Bank is pushing for their best reward checking account called Texas Reward Checking. This money in the bank deal earns you an interest rate of 4.07% APY for balances of up to $25,000. You can earn 0.25% APY for the portion of the balance beyond $25,000. You can also get your ATM surcharges of up to $15 refunded when you meet the following requirements every month:

• make at least 12 purchases using your debit card at the point of sale
• make at least 1 direct debit or direct deposit
• maintain a valid email address and subscribe to electronic bank statement

In case you do not meet the bank’s requirements, you will only earn an interest rate of 0.25% APY and you will not be able to refund your ATM fees. For you to enjoy this best checking account, you will have to make an initial deposit of at least $100 to open an account.

This money in the bank deal does not require a minimum balance after opening of account nor any monthly service fee. You can also enjoy free online bill payment when you enroll the checking account to internet banking. Take note that the current interest rates are subject to change without prior notice.

You need to visit one of the bank’s branch to open an account. You may also call customer service first before visiting the branch if you still have questions with regard to requirements that you will need to bring when you open an account and current interest rates thru 903.657-1466.

The bank has branches located in the cities of Tyler, Henderson, Nacogdoches, and Tatum in the state of Texas.

Texas Bank has been providing its services since 1973. Currently, they have already reached $264 million in declared assets. The bank is also a member of the Federal Deposit Insurance Corporation with certificate number 21074.