Select Bank and Trust provides their best interest reward checking account called Easy Green Checking. The bank lets you earn an interest rate of 4.08% APY for balances up to $25,000. You can earn an interest rate of 0.50% APY for the portion of the balance of $25,000 and above and have your ATM surcharges refunded when you meet the following requirements:

• subscribe to electronic bank statement through online banking
• setup at least 1 direct deposit
• make at least 10 purchases using your debit card per statement cycle

You will not get your ATM fees refunded if you do not meet the requirements. Hence, you will only earn the banks base interest rate of 0.10% APY for that particular cycle. Although, you still have a chance to earn this best checking account rate on the following cycle as long as you meet the banks prerequisites. The bank does not charge monthly service fee nor maintenance fee on this best checking account. You can also use internet banking to make your bill payment form free. Please remember that the current interest rates provided by the bank is subject to without prior notice.

Consumers who want to take advantage of this best reward checking account may visit one of the bank’s branches to apply. If you still have questions with regard to their reward checking account, current interest rates, or on how to open an account you may call the banks customer service thru 888-756-7561.

The bank has a total of 4 branches located in the cities of Washington, Elizabeth City, and Greenville in the state of North Carolina.

Select Bank and Trust started operating its business in 2003. They currently have over $198 million in assets. The bank is also insured by the Federal Deposit Insurance Corporation with certificate number 57783.