4.14% APY top interest rate for reward checking account with ACCESSbank

ACCESSbank headquartered in Nebraska offers a high yield checking account called totalACCESS checking. You can open this account with an initial deposit of $100. There are no monthly fees and no required minimum balance.

The current interest rates for this reward checking account are the following:

· 4.14% APY for deposits through $25K

· 0.50% APY for funds above $25K

· Base rate of 0.25%

Account holders must meet the following monthly requirements to enjoy the best interest rates:

· Make 10 purchases using the debit card

· Post a direct deposit on the account

· Receive electronic bank statement

You will also be able to refund ATM fees which you incur from any state, get the first box of checks for free, and use the online banking facility for free.

It seems that the lower tier interest rate does not depend on the qualifiers of the reward checking account. It also appears that you can get the ATM fee reimbursements even without meeting the requirements.

ACCESSbank is a one office bank in Omaha, Nebraska. You can contact them via 402-763-6000. It is a young financial institution founded in 2007.

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Posted on 14th January 2011 by Randell in Reward Checking Accounts

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