4.25% APY Best reward checking account with The American National Bank of De Kalb County
The American National Bank of De Kalb County is still pushing for their best checking account called Kasasa Cash . The bank provides an interest rate of 4.25% APY for balances up to $25,000. The portion of the balance above $25k earns an interest rate of 0.58% APY. In addition to this, you get to refund ATM fees of up to $25 when you meet the following requirements:
- make at least 12 debit card purchases at the point of sale
- subscribe to electronic bank statement
- setup at least one ACH auto debit or direct deposit per statement cycle
If you do not qualify for the month, you will earn the bank’s base interest rate of 0.05% APY. You will still be able to enjoy free checking without any penalties for the month. Although you will not be able to refund your ATM surcharges. You don’t have to worry since you will still have a chance to earn their best interest rate and refund ATM fee on the following month.
This money in the bank deal requires you to deposit a minimum of $50 to open an account. After this, the bank no longer requires a minimum balance. You even get to access your account using online banking for free. Please be reminded that once you open this best checking account the interest rate may change, so be sure to check with the bank for their latest checking account interest rates.
You can take advantage of the benefits of this best reward checking account by visiting the bank’s website and applying for this account. You also need to have your ID’s available like driver’s license since the bank may request for it. You can also call their customer service for questions with regard to their checking account and current interest rates thru 800-200-6344.
The bank has 3 branches located in the cities of Sycamore and De Kalb in the state of Illinois.
The American National Bank of De Kalb County has been providing its services to its customers since 1973. They already have over $253 million in declared assets. The bank is also insured by the Federal Deposit Insurance Corporation with certificate number 21272.
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