4.50% APY high yield checking account with Florida Central Credit Union

Florida Central Credit Union is still pushing for their high interest checking account called Ultimate Checking Account which yields 4.50% APY for balances through $15,000 and allows free use of ATMs nationwide. Any deposit over $15K will earn 1.00% APY while the base interest rate is pegged at 0.10% APY given if the monthly requirements are not met.

You can enjoy the benefits of this best reward checking account with the credit union if you fulfill the following monthly requirements:

• Receive electronic statements
• Make at least 12 transactions using the check card
• Set up 1 direct deposit or auto debit via ACH

This best checking account does not collect any service fees every month nor do they maintenance of any minimum balance. The reward checking account gives you free access to online banking and bills payment system. You also get an overdraft privilege $300/$700.

Florida Central Credit Union was instituted in 1959 and was originally called Tampa Central Credit Union. The credit union offers its products and services to the greater Florida region exclusive to the southeastern portion.

Interested individuals can accomplish an online application to become a member and to open an account. You need to print the accomplished forms and send it to the credit union. You will need to include copies of your driver’s license and social security card, and that of the joint account holder if any. Once the application is approved, you will receive your account information through a packet that will be sent back to you.

If you have any questions with regard to the checking account or how you can join Florida Central CU. You can call them through 813-879-3333 or 1800-528-3330. You may also want to ask them with regard to any fees or other factors which may affect the earnings of your savings.

Florida Central Credit Union is a member of the NCUA.

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Posted on 21st May 2010 by Randell in Credit Union Reward Checking Account

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